It seems to be at some level. When you arrive, the interface will naturally appear. \x0d\ For example, for a 6-month term, \x0d\ Taobao credit loan must first meet the following conditions: 1) Taobao stores have been operating effectively in the last 6 months, with effective monthly transaction volume and good operating conditions; 2) Store registrant 18-65 years old. \x0d\ Secondly, the credit loan is the result of whether the system can provide loans according to the comprehensive operating conditions of the store (related to various operating data of the store, such as the store's favorable rate, refund rate, deduction points, penalties, complaint points, etc.). \x0d\ If the page shows that the loan cannot be obtained temporarily, it means that the overall operation and operation of your store can still be improved. Just because you can't apply now doesn't mean you can't apply later. I suggest that you can operate for a period of time first, and then apply after all the data of the store have improved.