Related Q&A: Has anyone tried Guangfa E-second loan? How about Guangfa E-second loan? Is Guangdong Development Bank's e-second loan reliable? If you borrow 6,543,800 yuan from Guangfa E-Seconds Loan, the annual interest rate is about 8.3%, and 654,38+10,000 * 8.3% = 8,300 yuan, then the annual interest is 8,300 yuan. If the longest loan period is three years, the total interest will be 24,900 yuan. Guangfa e-second loan product information 1. Limit: up to 300,000 yuan; 2. Interest rate: the annual interest rate starts from 4.35% (the interest rate is as low as 3.8% in certain scenarios); 3. Duration: up to 36 months; 4. Repayment method: ① Within 0/2 months, the interest shall be repaid first, and then the principal shall be repaid; (2) 12-36 months equal principal and interest; At present, there are many small loans on the market that are relatively easy to apply for. They apply for online loans directly, without providing mortgage guarantee, and can borrow money entirely by personal credit. For small loans, it is best to choose formal institutional products, which will be safer with a long loan period and less pressure to repay loans, and will not affect daily life and work. Friends in need can take a look at these models: 1. Money Flower is a credit service brand under Xiaoman Finance. Money flower is a platform to borrow money from Xiaoman Finance, which is the original Baidu Finance, and behind it is a licensed institution like Baidu. Licensed financial institutions, such as United Bank and consumer finance companies, have the money to provide services to borrowers. The source of funds is authoritative and professional, and the password is also reviewed every time the loan is made. The loan can only be placed in the bank card in the borrower's own name. Apply with ID card and bank card (except for college students). The maximum loan amount is 200,000, the minimum annualized interest rate is 7.2%, and the fastest time is 30 seconds. 1 minute.
Xiaoman-Rich Flowers (the second batch) Click online measurement.
2.360 IOU is a formal leading domestic lending platform under 360. You can apply with your ID card and bank card. The fastest time for authentication is 30 seconds, and the fastest time for lending is 3 minutes. After the application is submitted successfully, you can receive the money in 3 minutes at the earliest. 360 IOUs, with a maximum loan of 200,000!
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3. Ping An New Loan Ping An New Loan is a pure credit loan product of Ping An Bank and does not require the borrower to provide mortgage and guarantee. This product can provide a loan of1-500,000 yuan, the service life is 12 months to 48 months, and the monthly interest rate is1.1%-1.53%. Ping An Xinyi Loan belongs to the bank's loan product, but the application process is very simple, and the following payment speed is also very fast. If the loan information provided by the borrower is complete, the loan can be released as soon as 1 day.
Ping An Xin Yi Dai Click Online Measurement
At present, credit loan products can be loaned only by ID card, without guarantee and mortgage. They are loans applied for through personal credit. There are many loan platforms that provide credit loans, but some of them are unreliable. Loan applicants should pay attention to screening. Depending on whether the loan platform is reliable, we can see whether there is permission from the licensed institution, whether there is a charge before the loan, and whether the loan interest rate meets the national regulations. A reliable loan platform has no pre-loan fees, and the loan interest rate will not exceed the scope of national laws. Licensees will have a certain application threshold, and not everyone can apply. Loans that everyone can apply for are often tricky. Don't let your guard down for the success of the loan.