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Can I manually open sub-payment?
You can open the installment payment function through WeChat. Here are the steps to manually open a sub-payment:

1. Update the WeChat client: Make sure that WeChat has been updated to the latest version.

2. Enter the WeChat wallet: click "Me"-"Wallet"-"+"on the main interface of WeChat.

3. Select the function of borrowing money: select "borrowing money" in the pop-up window and agree to the WeChat installment agreement.

4. Complete real-name verification and bank card binding: complete identity real-name verification and bank card binding according to the prompts.

5. Check the payment amount: After successfully binding the bank card, you can check whether you are qualified to open WeChat payment and the amount of WeChat payment you can apply for.

6. Installment repayment, loan and other operations: After successful opening, installment repayment, loan and other operations can be performed.