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Is it legal to deduct100000 yuan from the loan when the bank lends money?
This is illegal. It is illegal for bank staff to introduce loan customers to get kickbacks.

For details, please refer to the Law of People's Republic of China (PRC) Commercial Bank: Article 52 The staff of a commercial bank shall abide by laws, administrative regulations and other business management regulations, and shall not commit any of the following acts:

(a) taking advantage of his position to ask for or accept kickbacks or service fees in various names in violation of state regulations;

(2) Taking advantage of his position to misappropriate or occupy the bank's or customers' funds;

(three) in violation of the provisions of favoritism to provide loans or guarantees to relatives and friends;

(4) In other economic organizations;

(five) other acts in violation of laws, administrative regulations and business management regulations. Article 84 If a staff member of a commercial bank takes advantage of his position to ask for or accept kickbacks or service fees in various names in violation of state regulations, which constitutes a crime, he shall be investigated for criminal responsibility according to law; If it does not constitute a crime, disciplinary action shall be taken.