Vehicle management office: generally, the green paper of mortgage vehicles will be pressed at the vehicle management office in the lender's area. 4S shop: After buying a car through mortgage, the vehicle management office may give the green copy to the 4S shop, which will put the green copy in the 4S shop where the car was bought. Banks: As a result of lending in lending institutions, green capital may also be pressed in lending institutions where lenders lend.

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Auto loan refers to the loan issued by the lender to the borrower who applies for buying a car. Automobile consumption loan is a new loan method that banks issue RMB-guaranteed loans to car buyers who buy cars at their special dealers. The interest rate of automobile consumption loan refers to the ratio of the loan amount to the principal paid by the bank to consumers (that is, borrowers) for buying their own cars. The scope also includes non-profit family cars or commercial vehicles with less than 7 seats. The higher the interest rate, the greater the repayment amount of consumers. Personal loan car purchase business is divided into direct passenger transport, indirect passenger transport and credit card car purchase loans. The direct customer type is generally a bank car loan for customers to meet and directly apply for loans, and the indirect customer type is generally a car loan for auto financing companies to transfer customers' car loans.

For direct bank car loans, the fees charged are deposit, principal and interest, 3% guarantee fee and so on. And the bank's premium customer fees will be discounted, but the preferential policies of each bank are different. In addition to the above fees, individual auto financing companies also need to bear supervision fees, fleet management fees and warranty renewal deposits. There is also a credit card car loan. Credit card installment loan only provides installment payment for bank credit card users, not all conditions can be handled, and there is an audit procedure, which is difficult for credit card users with bad credit records to handle. The specific steps of buying a car by credit card are roughly as follows: 1. The cardholder (or applicant) calls the credit card center of the bank or goes to the local bank to find out whether he can apply for a credit card car loan. 2. The cardholder will fill in the installment order of car purchase at the dealer with the ID card, and the bank background will review it. 3. After the order is approved, the cardholder pays the down payment and goes through the normal car purchase procedures. 4. After the vehicle is licensed, the cardholder needs to go to the bank for mortgage procedures and purchase the required auto insurance. Finally, we can drive away smoothly.