Personal loans of rural credit cooperatives include credit loans, secured loans and mortgage loans. Generally, both husband and wife are required to be present and provide your ID card, household registration book, marriage certificate, etc. Credit loan of 30,000-50,000 yuan; 50,000 to 65,438 438+ 10/00,000 (the guarantor and his wife should also prepare the above information and sign it on the spot); Generally, the mortgage is more than 654.38 million yuan.

Second, how do village officials apply for the conditions?

Different provinces have different requirements for college student village officials, and college student village officials need physical examination.

Shanghai 1

Bachelor degree or above; College graduates from Shanghai or other provinces and cities; Under 30 years of age; Generally in party member (including preparing for party member), those who are not in party member must be outstanding league cadres and outstanding student cadres at or above the department level.

2. Tianjin

Can graduate as scheduled, not limited to household registration, other conditions are stipulated by each district,

3. Chongqing

Bachelor degree or above, regardless of household registration, bachelor degree

4.hebei province

Bachelor degree or above, regardless of household registration, bachelor degree.

5. Shanxi

Education, degree, regardless of household registration, regardless of age.

6. Inner Mongolia

Bachelor degree or above; Students and ages in Inner Mongolia Autonomous Region

7.liaoning province

Obtain the corresponding academic qualifications and degrees within the specified time; Unlimited household registration, undergraduate course

8. Jilin

Graduates with bachelor degree or above from full-time universities in Jilin Province or full-time universities in Jilin Province outside Jilin Province, fresh graduates, except those from "Big Five" universities, are under 30 years of age, 18 years of age or above, and have served as school, college, department or class cadres in party member or party member.

9.jiangsu province

Bachelor degree or above, not limited to household registration, party member (including preparing for party member) or outstanding student cadres.

10, Zhejiang

Bachelor degree or above, regardless of household registration, 18 years old or above; college student

Anhui 1 1

Full-time college graduates with bachelor degree or above, regardless of household registration, are under the age of 27, including recent graduates.

Fujian 12

Party member, outstanding student cadres, outstanding students, ethnic minority students, as well as graduates of planning and construction, transportation and water conservancy, marine science, finance, environmental ecology, agricultural science and technology, e-commerce, information technology and other grass-roots shortages and agriculture-related majors are given priority under the same conditions.

Except for the students from 23 key poverty alleviation and development counties at the provincial level, students from other counties (cities, districts) have served as student cadres at or above the class committee for not less than 1 year.

13 and Jiangxi

Full-time college graduates with bachelor degree or above, not limited to household registration, under 30 years old.

Party member (including preparing for party member, joining the Party before July 20, 2006+2065438) or an outstanding university graduate who served as a student cadre during his college years. Among them, the graduates of the "985" colleges (excluding independent secondary colleges) who signed up for employment did not take the written test and went directly to the village for internship.

Shandong 14

Bachelor degree or above, not limited to household registration, 20 17 fresh graduates, undergraduates.

Among the student cadres, party member (including preparing for party member), among which some university graduates (list attached) are party member (including preparing for party member).

15, Henan

Having not received criminal punishment; Subject to disciplinary action and the disciplinary period has not expired.

Hubei 16

Bachelor degree or above, regardless of household registration, under the age of 28; Graduate students can be relaxed to under 32 years old.

Party member (including preparing for party member)/has 1 years experience as a student cadre/was rated as "three excellent students" by the school/was a student of "Young Marxists Training Project" in colleges and universities in our province.

17, Hunan

Bachelor degree or above, encourage college graduates to return to their original places to apply, bachelor degree

Guangxi 18

Bachelor degree or above, regardless of household registration, 18 years old or above, junior college.

Hainan 19

Bachelor degree or above; Household registration in Hainan Province (including students from Hainan), under the age of 26, graduate students can be relaxed to under the age of 30, students party member or outstanding student cadres.

20.sichuan

Anyone with unlimited household registration, no more than 29 years old, criminal punishment or dismissal from public office can apply.

2 1, Guizhou

Those registered in party member (or preparing to go to party member) will be given priority under the same conditions, regardless of household registration.

22.yunnan

Bachelor degree or above, regardless of household registration, bachelor degree.

23、

Non-normal graduates, outstanding league cadres, outstanding league members and outstanding student cadres from ordinary colleges and universities are produced in party member (including party member) and party member.

24.shaanxi

Those who are not limited to household registration, have received criminal punishment, disciplinary action or have various behaviors may not register.

25.Gansu

This year's undergraduate graduates (excluding three college graduates) and this year's master's and doctoral graduates. Those who apply for Gannan Prefecture should, in principle, be Gannan college graduates, and other people who love Tibetan work and are familiar with Tibetan-Chinese bilingualism can also apply for the exam.

Encourage graduates from key institutions such as "985" and "2 1 1" in agriculture-related majors, rural planning, agricultural science and technology, e-commerce, financial management and information technology to apply for the exam; * * * party member (including preparing party member), the cadre of the Youth League Committee of the department is preferred.

26.qinghai

College students "village officials" with unlimited household registration and the same conditions, and those who know "bilingual" and * * * in party member are preferred.

27. Ningxia

Must be a graduate of Ningxia full-time colleges and universities with bachelor degree or above and a graduate of Ningxia full-time colleges and universities outside Ningxia. Full-time graduate students, agricultural graduates and "985" "211"undergraduate degree or above are not subject to household registration restrictions. college student

Outstanding student cadres, outstanding graduates, outstanding league cadres and outstanding students selected by party member (including preparing for party member, joining the Party before May 30, 2006) or colleges and universities.

28. Xinjiang

College degree or above; Gender, household registration and nationality are not limited; 30 years old and under.

3. What are the conditions for the rural credit cooperatives to lend 200,000 yuan?

The conditions required for a loan of 200,000 yuan from a rural credit cooperative are as follows: 1. The lender must be a legal citizen of China and can provide valid identity information. Two, in the credit cooperatives to open a basic account or general account. III. Indicate the purpose and legality of the loan. Fourth, prove your solvency. 5. Promise to pay back when due, otherwise the bank will raise interest or auction the property; Six, according to the specific circumstances of the lender, there may be other requirements. With a loan of 200,000 yuan in a rural credit cooperative, the staff will review the lender's conditions and verify whether the lender has the repayment ability. If the lender has no repayment ability, it needs a guarantor. Interest will be generated during the loan period, but compared with private loans, this is a relatively safe loan method with relatively low interest. The earliest rural credit cooperatives in China appeared in the1920s. 65438-0955, after the establishment of China Agricultural Bank, it undertook the management task of rural credit cooperatives. 1957 the draft model charter of rural credit cooperatives was revised again. 1958 65438+February, the State Council and the Central Committee of the Communist Party of China * * * issued the Decision on Improving the Rural Finance and Trade Management System to Adapt to the People's Commune Situation and Implementing the Method of "Two Liberalization, Three Unification and One Package", and also promulgated the Provisions on the Work of the Credit Department of People's Commune and the Liquidity of State-owned Enterprises. 1962, the Central Committee of the Communist Party of China issued the "Decision on Strengthening the Centralized and Unified Work of Banks and Strictly Controlling the Issuance of Currency", decided to restore rural credit cooperatives, and drafted the "Provisions on Several Issues of Rural Credit Cooperatives", which formally brought the credit cooperatives into the track of state management. 1977 1 1 In June, the State Council issued "Several Provisions on Rectifying and Strengthening Banking Work" and "Decision on Implementing Cash Management", and rural credit cooperatives embarked on the road of "from private to government-run". 1on February 23rd, 979, the State Council issued the Notice of the State Council on Restoring the Agricultural Bank of China, and the rural credit cooperatives were changed from the management leadership of the People's Bank to the management leadership of the Agricultural Bank. 1984 China Agricultural Bank submitted the Report of China Agricultural Bank on Reforming the Management System of Credit Cooperatives to the State Council, which was approved by the State Council and forwarded to the whole country: "Restoring the cooperative financial nature of credit cooperatives", proposing to establish county-level credit cooperatives, and initiating the establishment of rural credit cooperatives by new merger on the basis of rural credit cooperatives and their cooperatives. The registered capital is paid-in capital, and the minimum amount is RMB 3 million. 1August 22, 996 Guo Fa [1996] No.33 "Decision of the State Council on the Reform of Rural Financial System", rural credit cooperatives are completely decoupled from China Agricultural Bank, and business management and financial supervision are undertaken by rural credit cooperatives and county branches of the People's Bank of China respectively. The document also pointed out: "In areas with a high degree of urban-rural integration, commercial credit cooperatives have been reorganized and merged to form rural cooperative banks, which are joint-stock commercial banks." From 65438 to 0997, the People's Bank of China promulgated the Regulations on the Management of Rural Credit Cooperatives. 1999 by 2000, a large number of county-level cooperatives were established all over the country as a single legal person, as well as municipal cooperatives, provincial cooperatives or provincial credit cooperatives. 200 1 Rural cooperative banks and rural commercial banks were reorganized and established. On June 27th, 2003, the State Council issued the Notice on Deepening the Reform of Rural Credit Cooperatives, and formulated the general requirements of "clarifying the property right relationship, strengthening the restraint mechanism, enhancing the service function, giving appropriate support by the state, and making local governments responsible".

I am from Yuncheng, Heze, and I want to borrow 200,000 yuan from rural credit cooperatives as working capital, so I have the repayment ability.

After the application, you usually need three workers or teachers, and most people can, at most. Nothing else, just apply normally.