1. You must be a citizen of China. Applicants for personal interest-free loans must be at least 18 years old and cannot be over 45 years old. They are China citizens with full capacity for civil conduct. Foreigners are not allowed to apply. 2. Have a stable address and a local permanent address, that is, have a fixed residence and a local hukou. In other words, if the applicant wants to apply for an interest-free loan, he needs to apply at the place where the account is located. 3. Good credit information. Applicants for interest-free loans have good credit and repayment ability, stable work and income, and no bad credit record. Interest-free loans are different from other loans and need to provide guarantees and guarantors. 4. The purpose of the loan, which is the key to the interest-free loan conditions. If the loan is used for project construction or individual business, then the project is feasible, which is conducive to the sound development of social economy and has good social and economic benefits. Family farm loan is the abbreviation of "family farm loan for state farm workers". Agricultural Bank of China provides loans for the production and living needs of family farms of state-owned farm workers. A kind of loan from state-owned agricultural enterprises. The loan targets are mainly various specialized households and a few large contractors engaged in grain, cash crop production, aquaculture and fishery production. The borrower must meet the following conditions: holding the family farm certificate approved by the state-owned farm and the business license approved by the administrative department for industry and commerce at or above the county level; There is a contract with the farm; Having a certain amount of self-owned liquidity; Good economic benefits, can repay the loan principal and interest on schedule, and require a unit with repayment ability to guarantee when necessary. The types of loans include: loans for agricultural production costs to meet their capital needs for agricultural production costs; Loans for agricultural production equipment to solve the capital demand for purchasing necessary production equipment; Agricultural development loans are used to meet the capital needs of land reclamation, afforestation and other investments. Living loan, used for the needs of living expenses. Family farm loans are generally credit loans. The method mastered by the bank is: (1) The general borrower issues an IOU with credit appraisal and goes through the loan formalities. For borrowers with bad credit relations or high operational risks, secured loans are implemented; (2) The loan amount shall be controlled within the range of 15-20% of the goods sold in the current year, and the balance shall be reached at the end of the year; (3) Differentiate different borrowers and implement different loan management methods. Agricultural loans are referred to as "agricultural loans". Agricultural banks and other rural financial institutions provide loans for funds needed for agricultural production. The loan targets are state-owned agricultural enterprises, collective agricultural enterprises and farmers. Loans from state-owned agricultural enterprises include: working capital loans from state-owned agricultural enterprises, investment loans from state-owned agricultural enterprises, technical transformation loans from agricultural industrial and commercial enterprises and family farm loans. Loans for collective agricultural enterprises include: loans for collective agricultural production costs, loans for collective agricultural production equipment, loans for township enterprises, loans for credit cooperatives and personal loans for farmers. Agricultural loan is the product of the development of commodity economy to a certain extent. In the feudal society with underdeveloped commodity economy, most of the funds borrowed by agricultural operators came from. In capitalist society, it was replaced by loan capital, and rural credit cooperative organizations also developed. Agricultural loans are mainly provided by banks and credit cooperative organizations. With the development of agricultural modernization, the funds required by agricultural production units are increasing, and the number of institutions, projects and projects that issue agricultural loans is also increasing substantially. In some countries, commercial banks, specialized agricultural banks and credit cooperative organizations not only provide loans, but also the government has set up specialized agricultural lending institutions to provide loans. The loan period is short-term, then medium and long-term. There are also various loan projects, such as purchasing means of production, capital construction of farmland water conservancy, processing, storage and transportation of agricultural products, and construction of farmers and rural public facilities.

I rented 70 mu of land to grow oranges, and the money was not enough. What are the procedures for agricultural loans?

Task occupation pit

3. What are the procedures for handling housing provident fund loans?

Handling process of personal housing provident fund loan

1, the applicant writes the application form with information;

2. After approval, the Center will issue a power of attorney to the applicant;

3. The applicant receives the contract signed by the bank and notarizes it in the notary office.

4. The applicant has to wait for the contract information signed by the seller;

5. The applicant holds a guaranteed loan contract (mortgage contract) and goes to Suqian Real Estate Management Office (the real estate transaction hall of the West Skirt Building of Jianshe Building) for mortgage registration;

6. The applicant goes to the housing provident fund service with the registered loan contract (mortgage contract) and notarial certificate, and finally goes to the bank with the transfer notice.