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How to apply for a real estate license when a house has a loan?
Legal subjectivity:

If you buy a house with a loan, if you buy an existing house, the real estate license will be given immediately and you can get it immediately. If you buy an auction house, you will get the real estate license when you hand over the house. Developers or companies that sell real estate will inform you when you hand over the house. Generally 1-2 years, you can get the real estate license from the start of construction to the delivery of the house.

Legal objectivity:

Article 60 of the People's Republic of China (PRC) Urban Real Estate Management Law stipulates that the state implements a system of registration and certification of land use rights and house ownership.