Harbin Bank's consumer finance is still relatively easy to pass, with a pass rate as high as 90%. Generally, the following conditions need to be met: ① At least 18 years old, with full capacity for civil conduct; ② Personal credit information is good and there is no bad overdue record; (3) Have a stable job and corresponding income to repay the loan; 4 It is best to have a credit card bill and pay social security and provident fund information continuously; ⑤ Personal liabilities cannot exceed 50% of personal monthly income. If the debt is too high, it may be rejected.

Harbin Bank is the only joint-stock commercial bank with legal personality in Harbin, Heilongjiang Province. 1997 was established in February with total assets of 270.409 billion yuan (at the end of 20 12). Harbin Bank is headquartered in Harbin. At present, there are 15 branches in Harbin, Tianjin, Chengdu, Shenyang, Dalian, Chongqing and Jiamusi, and 24 village banks and more than 200 business institutions in Beijing, Shenzhen, Jilin, Gansu, Chongqing and Heilongjiang. On March 9, 2020, the Top 20 19 China Banking Industry Ranking was released, and Harbin Bank ranked 3 1.