Age must be above 18 and below 60. Good credit information is spotless. The term and amount of social security payment meet the conditions of local banks or lending institutions. Have a stable job and income, and have the ability to repay.

After meeting these conditions, you can apply for a loan. The process is as follows:

Bring your ID card, work certificate, bank account number, social security inquiry form, credit report and residence certificate to the local bank. The bank will review the information and notify the lender to sign the contract if it meets the requirements. Lend money after a certain working day.