Now many consumers will choose to spend in advance, spending first and paying later. Buying mobile phones by stages is also the choice of many young people. The following are several common ways to buy a mobile phone by installment:

First, credit card installment to buy a mobile phone

All bank credit cards have the function of installment payment, and choosing credit card installment payment is also the choice of most consumers. Users can choose credit card automatic installment, that is, if the consumption amount is above, the bank will automatically installment consumption. If you don't choose automatic installment, you can also call the bank credit card customer service phone after purchasing the mobile phone and apply for installment repayment. In addition, you can also apply for monthly bill installment.

Many banks also have mobile phone products in official website. If you buy a mobile phone in the bank's online mall, you can use the bank's credit card to pay in installments directly, without calling the bank's customer service phone.

It should be noted that credit card installment payment has no interest, only a handling fee. Different banks charge different fees, and different installment fees are also different. There are two payment methods of credit card installment fee: one-time payment and monthly payment.

Second, consumer finance company loans.

Consumer finance companies can provide consumers with consumer loans, usually small loans. If you don't have a credit card, you can choose to borrow money from a consumer finance company to buy a mobile phone. However, this kind of loan usually needs an approval process. Consumers provide application materials first, and then lend money after approval.

Third, Gitzo buys mobile phones by stages.

Gitzo's installment is similar to the loans of consumer finance companies, and it is introduced separately here because Gitzo has more outlets than ordinary consumer finance companies and it is more convenient to apply. To apply for Gitzo installment payment to buy a mobile phone, you don't need to apply to Gitzo Company, you can apply directly in the mall. The information submitted is also very simple, generally it is the relevant information that can prove your personal identity. The approval is fast and you can handle it on the spot. However, you need to shop at a dealer that has a cooperation with Gitzo. Lack of money helps you get a loan, and money helps you make money.