1. Specific procedures for student loans?

(1) Each school designates a specialized agency to uniformly manage the school’s national student loan work and is responsible for the preliminary review of students applying for loans. (2) The school pays the student loan management center on schedule (the National Student Loan Management Center is located in the Ministry of Education and is responsible for the management of national student loan affairs for universities affiliated to the central ministries and commissions; the student loan management centers of each province, autonomous region, and municipality directly under the Central Government are located in each province, autonomous region, The municipal education administrative department is responsible for the management of national student loan affairs for the colleges and universities in the region) and submits annual loan application reports for the entire school. (3) According to the loan application amount approved by the Student Loan Management Center, submit it to the handling bank. (4) The handling bank will investigate and verify the completeness and authenticity of student loan application materials and the legality and validity of the loan guarantee. The list of students who agree to grant loans and the amount after review will be notified to the school where the borrower is located, and the school will organize the borrower to fill in the loan contract text, loan voucher and other relevant procedures. (5) After the handling bank has reviewed the loan procedures completed by the students who have received the loan, it will approve it according to the loan approval procedures, prepare a loan notice for the approved loan, and notify the school where the student is located.

2. What are the steps for the first loan in the China Development Bank’s college student loan system?

The steps for the first-time loan in the China Development Bank’s college student loan system are as follows:

The process of the China Development Bank’s student credit student loan is as follows:

1 , apply online. Students log into the China Development Bank’s student credit student loan online system (website: ), register and submit a loan application. After applying online, the "China Development Bank Student Origin Credit Student Loan Application Form" (referred to as the "Application Form") is generated, exported and printed.

2. Eligibility determination for financial difficulties. First-time loan students should take the application form to the township (street) civil affairs department to confirm their family's financial difficulties. If the township (subdistrict) civil affairs department confirms that it is true, fill in the review opinions in the relevant position in the "Qualification Review Status" column of the application form, stamp it with the official seal, fill in the date, signature of the person in charge and leave the contact number.

3. On-site acceptance. Present: original ID cards of the student and *** and the borrower, original admission notice (original student ID card for current students), original household registration book; submit: original "Application Form" signed by the student and certified by the student, ID cards of both parties A copy and a copy of the admission notice (or student ID card).

4. Account opening. The National Development Bank entrusts the third-party payment platform Alipay to act as an agent for credit student loans in the student's place of origin, and is entrusted with the issuance and recovery of loan funds. China Development Bank entrusts Alipay to open Alipay accounts for borrowing students.

5. Sign the contract. The staff of the student financial aid management department of the county (city, district) education bureau will conduct a preliminary review of the materials submitted by the students. Those who pass the review will sign the "National Development Bank Student Origin Credit Student Loan Contract" with the student borrower and the same borrower. ", issue the "China Development Bank Student Origin Credit Student Loan Acceptance Certificate" (hereinafter referred to as the "Acceptance Certificate") and submit it to the borrower and the same borrower together with two copies of the contract text.

6. The university enters the contract receipt. Borrowing students report to the school with proof of acceptance, and the person in charge of the school's student financial aid management department logs into the Development Bank's student loan management system to enter the electronic contract receipt. If the electronic acknowledgment of the contract is overdue and has not been recorded, the loan application will be automatically canceled according to the loan contract.

7. Loan issuance and payment. The contract will come into effect after approval by the China Development Bank. After the contract comes into effect, the China Development Bank will allocate the loan funds to the borrower's personal Alipay account through the third-party payment platform Alipay based on the contract loan amount. The third-party payment platform will transfer the corresponding loan funds to the account of the borrowing student's school according to the amount of unpaid fees stated in the contract receipt, and will be used to pay the tuition and accommodation fees of the borrowing student while studying in the university; the remaining part of the loan funds will remain with the borrowing student. In Alipay personal accounts, borrowing students can withdraw cash after completing real-name authentication.

3. What is the process for students to apply for national student loans

1. First, students apply for national student loans through the school to the local bank and receive the national student loans issued by the school. Loan application.

2. Then fill in the application form and submit it to the school together with the required information. After the school conducts a qualification review on the applicant, the school will submit the reviewed information to the bank. After review and approval, the loan contract is signed, and finally the bank releases the loan.

3. Students who apply for national student loans must remember to repay the loan on time, otherwise the principal and interest will not be repaid after being called by the bank. The loan student will bear penalty interest, and it will affect personal credit.

4. What is the process for students to apply for national student loans?

(1) Submit the written materials required to apply for a loan;

(2) Log in to the China Development Bank student online service system and register;

( 3) Log in to the National Development Bank to apply for a loan;

(4) After the loan application is approved, sign a loan contract.