I am a loan officer of the Postal Savings Bank. To apply for a merchant-guaranteed loan in our bank, you need to provide the annual business license (continuous normal operation for more than six months), tax registration certificate, rental agreement and other relevant agreements. It mainly needs people from two institutions to provide guarantees. The maximum loan is 654.38 million yuan, which can be paid off within 12 months, with an average monthly repayment of 9040 yuan. For details, please call 95580 customer service.