Reference answer: Micro-credit for poverty alleviation is an expenditure that has nothing to do with increasing income and getting rid of poverty. It supports poor households who are willing to lend to set up files to develop their industries, increase debt collection and eat and drink.

Second, what is the policy of small-scale poverty alleviation loans for the disabled?

This is a local policy.

Like re-employment and college students' entrepreneurial loans, there are also many problems in the specific operation process, such as default and delayed repayment.

Therefore, at present, in many places, the application conditions for this kind of policy discount loan are harsh, such as requiring the employees in administrative institutions to provide guarantees and other conditions.

In addition: due to the national conditions, it is not difficult for such loans to obtain more loans, and people in need often cannot obtain loans.

3. What is the significance of micro-credit insurance for poverty alleviation?

Micro-credit for poverty alleviation is a poverty alleviation loan product specially tailored for poor households who set up a file to obtain development funds. Mainly provide poor households with credit loans of less than 50,000 yuan, guarantee-free and mortgage-free within 3 years, benchmark interest rate loans, financial interest subsidies, and establish county-level risk compensation.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.

4. What is a small poverty alleviation loan?

The provincial government issued the "Opinions on Launching Pilot Poverty Alleviation Work" to establish and manage poverty alleviation support funds, and poor households in underdeveloped areas will be able to apply for poverty alleviation loans of up to 30,000 yuan.

Guangdong will select 1 county (city, district) with a large number of poor people and mature conditions from 14 prefecture-level cities in the underdeveloped areas of eastern and western Guangdong to carry out poverty alleviation pilot work. The maximum amount of single-family loans for poor households is RMB 30,000. Leading enterprises in poverty alleviation agriculture, specialized farming households and rural cooperative economic organizations that sign contracts or agreements to increase the income of poor households may apply for loans of 5,000 yuan per kloc-0 poor households, with the maximum loan amount not exceeding 300,000 yuan.