First, how can I get a loan from a bank that has social security for six months in Beijing? Which bank can I do ...
Yes
Second, how can I borrow money from a social security card?
Ways to borrow money from a social security card: 1. Find formal lending institutions, banks, loan companies, online lending platforms, etc. 2. Choose the loan method and product that suits you. Mortgage loan or credit loan social security card plays a greater role in credit loan; 3. Submit social security card, identity certificate, work certificate, income certificate, residence certificate and other materials to the lending institution; 4. The lending institution shall review the qualifications of the lender according to the submitted materials; 5. After approval, the borrower signs a loan contract. The function of social security card: 1. Personal social security related information record, electronic certificate and information inquiry, etc. 2. Record the basic information such as the name, ID number, date of birth, gender, nationality and domicile of the insured; 3 query my pension, unemployment, medical care, work injury and maternity insurance payment; 4. You can take the card to the hospital for medical treatment, settle the personal account of medical insurance, and buy medicine at the pharmacy; 5. Handling social security affairs such as medical care, unemployment, pension, work injury and maternity; 6. Inquire about the accumulated amount of endowment insurance and medical insurance; 7. Handle social security affairs such as receiving pensions, apply for job hunting and unemployment registration, apply for unemployment insurance benefits, and apply for vocational training. 8. Used for identification. There are two types of social security cards: 1. Personal social security cards issued to urban employees, unemployed people and retirees; 2. The social security employer card issued to the employer. "Labor Law of the People's Republic of China" Article 74 The social insurance fund handling agency shall collect, manage and operate the social insurance fund in accordance with the law, and shall be responsible for maintaining and increasing the value of the social insurance fund. Social insurance fund supervision institutions shall supervise the income and expenditure, management and operation of social insurance funds in accordance with the law. The establishment and functions of social insurance fund handling institutions and social insurance fund supervision institutions shall be prescribed by law. No organization or individual may misappropriate social insurance funds.
third, can others use my social security card to get a loan?
no, you need to apply for it yourself with the social security card.
Social security loans can be made, but only if the conditions of social security loans are met. Social security loans are personal credit loans. Therefore, social security loans cannot be processed or suspended if the credit information is poor or overdue at present, and the loan amount is determined according to the social security deposit base. Different deposit bases have different loan approval amounts.
Conditions of social security loan:
1. The lender is 18-65 years old;
2. Social security has been paid continuously for more than 18 months without interruption;
3. The monthly deposit base is more than 4,;
4. Good credit information;
5, can provide verification telephone;
6. The maximum loan amount is 5, yuan.
deposit base machine limit:
1, 4,-6, intervals are 24 times of deposit base;
2, yuan or more is 3 times of the deposit base.
Application process:
1. Go to the lending institution and consult the social security loan;
2. According to the requirements of the lending institution, prepare the application materials for social security loans, usually including identity certificate, residence certificate, work certificate, income certificate and social security certificate;
3. Fill in the loan application form, submit the application materials and submit a written application for social security loan;
4. Lending institutions conduct strict examination and approval in accordance with relevant regulations;
5. The lending institution signs a loan contract with the borrower;
6. Lending institutions issue loans
7. The borrower repays the loans according to the contract.
Application materials:
1. Proof of identity and marital status of the borrower;
2. Proof of work income;
3. Pay the social security certificate;
4. Other information required by the Bank.
4. what should the employer do if he borrows money with the employee social security card?
don't you have all your social security cards? Just don't give them. You can't use it. If the company can't afford it, you have to pay it back.