The following platforms can borrow money:

First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.

Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.

3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.

Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.

Where do you want to get a loan?

Want to borrow money from the bank. Banks are legally established financial institutions engaged in monetary and credit business in China. If the borrower needs funds, he can go to the bank to handle the loan business. Banks have many loan products to meet the borrower's capital needs.

Banks can provide loans to individuals and enterprises. Personal loans include personal housing loans, personal business loans, personal consumption loans and personal study abroad loans. Enterprise loans are divided into: fixed assets loans, credit loans, secured loans, stocks, etc. Borrowers can go to the bank to consult specific matters.

Users need to meet certain loan application conditions when they go to the bank to handle loan business.

Individual housing loan application conditions:

1. A natural person aged 18 with full capacity for civil conduct.

Two, with legal and valid proof of identity and marital status.

3. Have a valid household registration certificate or a valid residence certificate.

4. Have a good credit record and willingness to repay.

Five, have the ability to repay the loan principal and interest in full and on time.

Six, with commercial housing sales (pre-sale) contract or purchase letter of intent, or with the purchase of second-hand housing sales contract/agreement.

Seven, have the ability to pay the down payment of the purchased house.

Eight, can provide the bank's approval of the guarantee method and contract.

Which lending platforms can borrow money?

At present, the formal lending platforms are: Flower Garden, Ant Lending, Alipay Online Banking, Rongding Hundred Loans, and Zhaolian Good Term Loans.

Bai Hua 1

Alipay launched the "consumption first, payment later" service, and users with sesame scores above 600 have the opportunity to apply for opening the "flower garden". At present, the amount of "flower garden" is between 2500-30000 yuan. Users can use it to shop in Tmall Mall or Taobao, and make repayment on the following month 10 after confirming receipt. As long as the repayment is made on time, there is no handling fee.

2. Alipay Online Merchant Bank

Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method.

Before, I also needed business turnover. I used several products. The first time I applied for a small amount of money (formerly Baidu Finance), it was just 10W (the maximum platform support was 20W), and the interest rate was very low (the minimum annualized rate was 7.2%), which was still relatively low. All of them are put forward and divided into 12 periods.

Baidu Finance is a regular licensed consumer finance company, and the application process and the whole process of receipt do not require any fees.

Spend a little money-pay special attention if you have money:

1. Take out the money as soon as possible after spending the money, because the money may become invalid after a long time.

2. At present, it's best to withdraw cash in full, because I read other people's posts that if the withdrawal is too small, the system risk control may mistakenly think that you need it (or re-judge that you are not a quality customer), resulting in rejection during the withdrawal process, and at least 60% is safer.

After the third installment, you can choose to settle in advance, as long as it takes a long time, and it doesn't cost us anything to pay interest. Make sure to mention it first.

3. Ants borrow it

Alipay's loan business is called ant borrowing. Users do not need to submit complicated personal materials and financial certificates, and the loan can be completed in 3 seconds at the earliest. This service is located in "Credit Life" in "Sesame Credit". Specifically, you only need to open Alipay wallet, click Wealth to check sesame credit score, and then click Credit Life menu to see "Ant Borrowing". To use this service, users who need sesame scores above 600 can apply for loan lines ranging from 1000 yuan to 300,000 yuan. The specific amount needs you to log in to Alipay and enter sesame credit inquiry.

4. Recruit good loans

Zhaolian Good Term Loan is Alipay Life Loan under Zhaolian Finance, with a maximum amount of 200,000 yuan for recycling and a daily interest rate as low as 0.029%. The borrower 18-50 years old is required, and the sesame score is above 550.

There are licensed small loans in the market, such as Du Xiaoman, Zhong 'an Small Loan, 360 IOU, Pat Loan, Foreign Currency Pot, Provincial Loan, Micro Loan, Lending Treasure, Staging Music, Banyan Tree Loan, Jingdong Finance, Ping An Pratt & Whitney, Mashan Finance and its bank small loan products. I have used several products in business turnover before. In fact, small loan platforms have internal application entrances, with low interest and convenient payment. Share it with those in need and scan the QR code below to enter!

Where can I borrow urgent money?

In urgent need of money, users can borrow money from banks, online loans, relatives and friends. Some online loans were applied, reviewed and issued on the same day, such as JD.COM gold bars, micro-loans and loans. You can apply for these online loans if you need money urgently. Borrow money from relatives and friends, and they will pay cash directly to users. As for borrowing money from banks and applying for credit loans, the lending speed will be faster.

The above three ways can make users borrow money quickly, so please decide how to borrow money according to actual needs.

If you need money urgently, you can borrow from the following loan platforms:

1.360 IOUs:

The maximum loan amount is 200,000 yuan, and the age is between 18-55 years old. Users with mainland resident cards can try to apply and receive the account in 5 minutes at the earliest.

2. Ants borrow it:

Loan amount 1000 to 300,000, individual mainland users 18 years old or above, normal account status and real-name authentication; The account is bound to the mainland mobile phone and savings card quickly; Sesame can open a loan with a score of 600. If you choose to lend money to Alipay account, the balance can be received in real time as soon as possible (the time from lending to tying the bank card will depend on the bank collection time).

3. fullness:

The maximum loan amount is 200,000 yuan, and the age is between 18-55 years old. Provide second-generation ID card and my debit card for borrowing money. The fastest approval is 30 seconds, and the receipt is 1 minute.

4. Weibo borrows money:

Legal citizens of China with loan amount of 500,000-200,000, age of 18, and no more than 60 years old can try to get a loan if their account is bound with a registered mobile phone number in real-name registration system. The examination and approval will be completed in half an hour at the earliest, and it will arrive in 2 hours.

5. Comfortable flowers:

Provide a loan line of 500,000-200,000 yuan. All Chinese mainland residents aged between 18 and 55 can try to apply, and the fastest loan time is 1 minute.

6. Meituan borrows money:

The maximum loan is 300,000 yuan, and the application is for customers aged 20 to 55 who have registered in Meituan Pingcheng. Generally, it will arrive within 2 hours (fastest 10 second).

7.JD.COM gold bars:

The maximum withdrawal amount is 200,000 yuan, and 18 years old or older, and the JD.COM account has completed real-name authentication, and the account has been bound with a bank card, so you can apply for a loan. Generally, the funds will arrive within 5 to 15 minutes after the loan application is submitted.

8. Stage music:

The maximum loan is 200,000 yuan, and all Chinese mainland residents over the age of 18 can try to apply for it, and it will arrive in 1 minute at the earliest.

9. Flower Duck borrows money:

Please click to enter the picture description (maximum 18 words).

Where can I get a loan?

Peer-to-peer loans, micro-loans, bank loan products and policy loans are all available.

1, peer-to-peer lending

With the development of Internet, peer-to-peer lending is now a very common way to borrow money. Various P2P platforms can be lent to you as long as they are approved, and the interest is quite high.

2. Microfinance loans

As can be seen from the name, this kind of loan does not need collateral, no guarantee, and depends entirely on credit. However, the audit is extremely strict, and only state-owned enterprises, central enterprises, civil servants, listed company personnel, lawyers, etc. can enjoy it.

3. Bank loan products

For example, lightning loan, quick loan these. Go to the Bank of official website and you can see the introduction. If necessary, only interest is calculated. Loan platforms and companies. There are many loan platforms and companies that can borrow up to 65,438+million, and the threshold is low and the next payment is fast.

4. Insurance policy loans

If you fail to repay the loan, you will directly deduct the principal and interest from your policy until the contract is terminated. Anyway, the insurance company won't lose money, just mortgage the policy to it, and it will lend you money to charge interest.

Extended data

1. Bank cash installment. Almost every bank has its own cash installment product, which overdraws from the bank card like withdrawing money and repays in installments, and the interest rate is slightly higher than the formal loan of the bank.

2. Internet finance. For example, Ali borrows money and Jingdong Finance makes small loans. However, the interest rate is very high. For example, the annualized interest rate of Ali's loan is almost 15%.

3. Credit card cashing. Special emphasis: credit card cashing is risky, and it is likely to be banned and blacklisted by banks. This is a helpless move that bank loans and cash installments are not feasible and money is urgently needed.

4. Other companies are everywhere, with high interest rates, almost all above 20%, and various hidden costs. If it is not life-saving money, it is still not recommended.