1, loan amount

Purchase an improved second home loan: the maximum loan amount for one person is 200,000; The maximum loan amount for two or more people is 400,000.

Purchase of a non-improved second home: suspension of housing provident fund loans.

2. Loan ratio

For families who purchase improved second suites, the down payment ratio of housing provident fund loans is not less than 60%.

3. Loan interest rate

If you buy an improved second home, the loan interest rate will rise to 1. 1 times the benchmark interest rate of housing provident fund loans.