All wealth management products can be pledged. Pledges supported by the Bank include: deposits, bonds and account trading products (such as your account).

Tip: 1. Time deposits handled on the same day cannot be handled by self-service; 2. As the types of collateral provided by different regions are different, please refer to the page display for details.

Two. What financial management can ICBC pledge?

Pledges (China Merchants Bank): RMB demand deposits and RMB time deposits, foreign currency time deposits, local and foreign currency time deposits, voucher-type government bonds, savings bonds, book-entry government bonds, local and foreign currency entrusted wealth management products, and personal life insurance policies;

Personal consumption can only be pledged by the borrower himself or his spouse.

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Pledge access and pledge rate shall be implemented in accordance with the guarantee management regulations, and you can contact the account manager.

3. What wealth management products can ICBC use?

Of course.

Function Introduction of Financial Products of Industrial and Commercial Bank of China

1.

Many banks sell wealth management products, and the income is mostly higher than that of time deposits in the same period. I love to buy ICBC's wealth management products, even if they are a few tenths of a percentage point lower than those of other banks in the same period. Because ICBC's wealth management products are functional, they are much better than buying funds from other banks.

2.

For example, you have 50,000 yuan and bought ICBC's 350-day wealth management products with an annual interest rate of 5.7%. During the period of financial management, for example, on the 90th day, you have a sudden emergency cash demand, and your other investments, such as fixed term, national debt and financial management, have all expired in 30 days recently. What should I do? What should I do if I withdraw the term and national debt in advance and suffer a lot of interest losses, and the wealth management product cannot be redeemed before it expires? As long as ICBC's financial management function is used, the problem will be solved.

3.

Individuals are RMB loans issued by ICBC to customers with legal and effective collateral as the guarantee. Wealth management products, time deposits, etc. Pledge can be made, which can be handled through personal online banking;

4.

The maximum loan amount of individual single-family loan of online banking is 6,543,800 yuan (provided that you have enough pledge, of course); Self-service loan issuance can be realized through online banking. To apply for personal online banking business, you must have a wealth management account card registered with ICBC Online Banking and an ICBC Smart Card, and have a personal customer certificate of ICBC Online Banking, namely U shield.

4. What wealth management can ICBC buy as pledge?

The pledges that wealth management products can pledge include: deposits, bonds, wealth management products, funds, insurance, account trading products (such as precious metals in accounts, foreign exchange in accounts, etc.). ).

Tip: 1. Time deposits handled on the same day cannot be handled by self-service; 2. As the types of collateral provided by different regions are different, please refer to the page display for details.