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Pick up a phone call and be taken away by China Merchants Bank? How to be alert to the routine of electricity sales insurance?
Routine modes such as telemarketing insurance can indeed be authorized by telephone, and money can be taken away from bank cards by others. Moreover, this business model is also easy for consumers to buy or agree to authorization without knowing it. Therefore, many banks will surrender this telemarketing insurance after receiving customer complaints. However, if customers don't have such awareness to report to the bank, then customers can only suffer from dumb losses. In this regard, we must understand the routine of electricity sales insurance in order to be vigilant.

In the process of telemarketing insurance promotion, the staff members are quick to speak and answer, and they will also ask the other party whether they think this product is good, whether they are interested in handling it and so on. Many people will follow each other's ideas and not think too much when they hear similar words. Moreover, because of such factors, the other party will judge that they want to buy electricity sales products, and then they will authorize insurance.

In addition, there is a very obvious difference between telemarketing insurance and other types of products, that is, general insurance pays annually, while telemarketing insurance pays monthly. It is easy to give people the illusion that the compensation fee for telemarketing insurance is very cheap, but many banks also use this kind of psychology of consumers to urge and attract customers to buy telemarketing products. When I pay the monthly fee, I feel that the cost of the product is not very high, but when I add it up, I can obviously find that it is not much different from other insurance products.

When we hear a call from a bank teller, we need to hang up immediately if the other person speaks quickly and has a guide word. Of course, some people will be curious about what the other party will say and do and continue to answer the phone, but they must be rational when answering the phone, and don't be tempted by the other party's thinking and make some affirmative answers. The best way is to keep silent.