There are several major factors in provident fund loans, such as the single principal, loan term and loan interest rate, all of which affect the monthly repayment amount. The loan term is chosen based on your own ability, and can be up to 30 years. The borrower's age is not more than 70 years old.

Monthly repayment calculation formula:

Loan term: The borrower’s loan term can be calculated up to the borrower’s 70th birthday and shall not exceed 30 years.