According to media reports and warnings from regulators, there are high risks and illegal behaviors in Yuncheng packaged loan. Some lawless elements may defraud the applicant's property or personal information through false propaganda and deception in the name of Yuncheng packaged loan. In addition, Yuncheng packaging loan often involves high interest, opaque fee structure and illegal operation, which brings serious economic losses and legal risks to the applicant. Therefore, Yuncheng packaging loan is not true.