1. Mobile phone number and address book

No matter which loan software you apply for, your mobile phone number is the first one. Telephone audit also needs this. In addition, it should be noted that the mobile phone number must be real-name authentication, and the longer it is used, the more favorable it is to apply for a loan. When you are authorized to read the address book information, you should handle the contacts with keywords such as "loan" and whether there are other small loan short messages or repayment reminders in the short message.

2. ID card and video authentication

The photo of the ID card should be taken clearly, and the key information should not be blurred and invisible, so the audit will not pass. Take off your glasses and choose the light and angle when shooting video certification.

3. Credit card and bill mailbox

Some platforms need to verify credit cards. At this time, we should try our best to keep the integrity of the credit card bill and ensure that there is at least a complete bill of a card in the mailbox for the past six months. If there are multiple credit cards, you can import the credit card with the most bill data and no overdue first. It's best to deal with all kinds of emails from other online loans and emails from gambling sites.

4. Sesame credit score

Select multiple loan platforms and directly evaluate the loan amount through sesame credit score. Even if there are some overdue records on the credit report, you can get a loan if your sesame credit score is better. Therefore, usually pay more attention to sesame seeds and cherish credit records.

What are the conditions for buying a mobile phone to apply for a loan?

Conditions for buying a mobile phone loan:

1. Credit card of the lending bank.

2. Borrower 18-60 years old.

3. Have a stable work unit certificate and repayment ability.

4. The maximum loan amount reaches the mobile phone price.

5. Other requirements of the lending bank.

Buying a mobile phone loan is a kind of personal consumption loan. If the required amount is not high, you can apply for an unsecured credit loan. The conditions for applying for credit from a bank are as follows:

1. Proof of settlement account of loan bank.

2. The borrower is a natural person aged 18-60 and has full capacity for civil conduct.

3. Have a stable work unit certificate in the local area and have repayment ability.

4. The credit status of this loan is good and the loan amount is sufficient.

5. Other requirements of the lending bank.