My mother-in-law now has a house in Shanghai, worth 654.38+0.2 million, and now she is going to sell it to us for 600 thousand. My wife wants to borrow 500 thousand to buy it She works in Shanghai.

1, if the interest rate is calculated at 3.5%, the monthly payment is 2245.22 yuan. The accumulated interest paid in 30 years is 308,280.44 yuan.

? In the case of ordinary funds, the first month is 2847.22 yuan, and then it will decrease month by month, and the accumulated interest for 30 years is 2699.8+07 yuan.

2, the specific material procedures, it is best to consult the provident fund center, let them make a list of materials, and then go back to prepare one by one.

Note: The answers here are not necessarily accurate, and the situation in different cities is also different.

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