This rural credit cooperative has funds, so he can apply for compulsory freezing of account funds, otherwise he can't take any measures against your funds. In the information society, we should cherish our own credit. Houses and shops can't get mortgages, and they can't buy them. Because of the bad record, the application for affordable housing was rejected ... it's just that I'm thinking about it for you, so don't be surprised.

Two, credit cooperatives loan guarantee period for several years.

Legal analysis: as long as the borrower does not take the initiative to repay the loan, the guarantor will not have the problem of invalid guarantee and will always bear the guarantee responsibility. It's just that the limitation of civil action for banks to claim rights is 20 years. Under normal circumstances, banks will not let the statute of limitations expire. If the loan is extended and the guarantee contract is not re-signed (re-signed), the guarantee period shall expire, and if it is not returned on time, it will not bear the guarantee responsibility.

Legal basis: Article 692 of the Civil Code of People's Republic of China (PRC) * * * The guarantee period is the period that the guarantor decides to undertake the guarantee responsibility, and it is not suspended, interrupted or extended. The creditor and the guarantor may agree on a guarantee period, but if the agreed guarantee period expires before or at the same time as the performance period of the principal debt, it is deemed that there is no agreement; If there is no agreement or the agreement is unclear, the guarantee period shall be six months from the date of expiration of the main debt performance period. Where the creditor and the debtor have not agreed or clearly agreed on the time limit for the performance of the principal debt, the guarantee period shall be counted from the date when the grace period for the creditor to request the debtor to perform the debt expires.

3./kloc-Does the loan guarantee of the credit union expire after 0/5 years?

You see how many years the loan was made at that time. Credit cooperatives generally do not have such long-term loans, which are likely to expire.

Four. The money of the guarantor of the credit union with the guarantee period of 14 years will be returned to 15 years after one year. ...

Your marital status has no influence on the validity of your guarantee, and you still have to bear all the guarantee responsibilities. Therefore, once you enter the proceedings, your cash assets, including your deposits in any financial institution, will be frozen in advance according to law.