can I still get a loan if I owe money? 1. Borrowing: There are many people who have borrowed money from the consumer credit loan on Alipay, and many of them are overdue. However, most of them can still submit loan applications after they are overdue. It is suggested that if they want to make a successful loan after the deadline, they should not be in a hurry to pay off their debts. You can improve the account activity by saving money in Alipay for financial management and consumption, and then borrow again after 3 days. 2. Lightning loan: the credit loan of China Merchants Bank does not need mortgage guarantee. Although the borrower's credit report should be checked, the credit card has been paid off after the deadline, and the credit card is in good use, and the debt is not high. Those who have deposits in China Merchants Bank or bought wealth management may also approve the loan. 3, 36 IOUs: As long as it is not overdue, there is also a chance to borrow money, because the user's credit is mainly evaluated based on 36 big data, so the pass rate of 36 financial products will be higher, mainly depending on the borrower's qualification. 4. JD.COM Gold Bar: JD Finance's revolving credit loan can be borrowed when it is overdue. It is suggested that it is better to borrow after 3 days of repayment. During this period, JD Finance's products and services should be used more, such as spending white bars in JD.COM Mall. Remember to fulfill the contract on time, show the spending power and repayment ability, and improve the comprehensive credit score of the platform. The above is "Can I still get a loan if I owe money?" I hope it will help you.