To calculate the loan interest, besides the loan amount, loan term and annual interest rate, we also need to know the repayment method.
Assuming equal repayment of principal and interest, the annual interest rate of the loan is 9.36% (annual interest rate is 0.78%* 12 months), and the total interest is 30 166.33 yuan;
The interest in the first quarter was 4566.6 yuan; The interest in the last quarter was 295.36 yuan.
(for reference).
You can also use the personal loan calculator to calculate:/cmbwebpubinfo/cal _ loan _ per.aspx? chnl=dkjsq