Ping An policy loan application is successful, and it will take about seven days for the money to arrive. You can call Ping An Bank for consultation.
Loan application process
1. Advance loan application. Applicants should first apply to Ping An Property & Casualty Center for Ping An Easy Loan Insurance;
2. Ping An Company accepts the loan appointment;
3. The borrower submits the loan application and the funds needed for the loan;
4, the bank audit related information;
5. After the data is approved, the bank will issue loans;
6. The borrower repays the loan on schedule.
Ping An policy loan application has been successful for several days. What is the reason why the money hasn't arrived yet?
The reason for this is the following：
1. Determine the lending time, and the money will not arrive until the lending time. Generally, the Ping An policy loan application is successful, and it takes about seven days for the money to arrive.
2. Go to the bank to check the information and check whether it is correct.
3. Call Ping An Bank customer service for consultation.
Policy loan is a loan obtained from an insurance company with the cash value of life insurance policy as the guarantee. The one-time loanable amount of this kind of loan depends on the effective year of the policy; The age of the insured and the amount of compensation for death when the policy is issued.
Extended data
Precautions for policy loans are as follows:
1. The premise of the policy loan is that it has been insured for more than two years and the insurance account has cash value. Usually, the maximum loan amount provided by insurance companies is 70%-80% of the cash value of customers' policies.
2. Not all insurance policies can be loaned. Enterprises and individuals who have purchased life insurance, dividend insurance, old-age insurance, annuity insurance and other savings policies can make corresponding loans through policy pledge according to the cash value of the purchased insurance.
3. Policy pledge loans are only suitable for short-term capital turnover, not for high-risk investments such as stocks.
4. The policy loan must be applied by the applicant or the insured, and it is not allowed to be entrusted; It is common in children's insurance that a policy that has been exempted from premium cannot apply for a pledge loan.
/kloc-On October 20th, I used Ping An Company's policy treasure loan, but it hasn't arrived yet. What happened to the loan?
Ping An Bank's policy loan can usually be paid on the same day, up to 3 days. Your situation may be rejected.