Credit loans, real estate licenses and fake certificates are useless. According to the relevant public information, even if it is successfully handled, it is illegal and risky. At the same time, it will have a bad influence on the bank, and it will also affect your future loan opportunities. Therefore, it is strongly recommended not to apply for a loan with false property certification materials. If there is a demand for funds, we should choose a legal and formal way to borrow and finance.