The conditions for purchasing a house in Binjiang Garden (Liuhe) with provident fund loans include: 1. The borrower must have an account in the city where Binjiang Garden (Liuhe) is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3, the purchase of Binjiang Garden (Liuhe) from the legal contract or agreement, and a specified proportion of self-raised funds; 4. The assets specified in the Guarantee Law are mortgaged or pledged for the purchase of Binjiang Garden (Liuhe) loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The gift area of Binjiang Garden (Liuhe) is mostly a stunt of developers, depending on their actual needs. In addition, it is also necessary to judge the authenticity of the gift area of Binjiang Garden (Liuhe). Finally, we must determine whether there is a clear gift area in the purchase contract of Binjiang Garden (Liuhe). Once the gift area is not true and reasonable, it will bring trouble to the buyers who buy Binjiang Garden (Liuhe).

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!