You can use other land warrants as collateral. The copy of the land reserve certificate does not have the legal effect of other warrants, and the mortgaged land should be evaluated before obtaining other warrants!
Land reserve refers to the behavior of people's governments at all levels to reserve or pre-develop land that has obtained land use rights through recovery, acquisition, requisition or other means within the scope approved in accordance with legal procedures, and to provide all kinds of construction land to the society. The specific implementation of land reserve work shall be undertaken by the land reserve institution.
The development of land reserve can not be separated from the support of huge funds. To this end, local governments have established close ties with local commercial banks and other financial institutions.
Extended data:
According to the scope of collateral, it can be roughly divided into six categories:
(1) Inventory mortgage, also known as commodity mortgage, refers to the mortgage of various commodities held by employers and enterprises, including commodities, raw materials, products in process and finished products, and applies for loans from banks.
(2) Customer account mortgage refers to the short-term loan secured by accounts receivable;
(3) Securities mortgage, in which stocks, bills of exchange, promissory notes, certificates of deposit, bonds and other securities are used as collateral to obtain short-term loans;
(4) Equipment mortgage refers to mechanical equipment, vehicles, ships, etc. As a guarantee for obtaining regular loans from banks;
(5) Real estate mortgage, that is, the borrower provides land, houses and other real estate mortgages to obtain loans;
(six) mortgage of life insurance policy refers to the establishment of mortgage right on the claim of insurance money. It takes the surrender amount of life insurance contract as the limit, and the insurance policy as the mortgage to issue loans to the insured.