How to check the monthly repayment schedule of mortgage?
1. You can check official website, the local housing provident fund management center, online. After entering, enter your ID card or provident fund and password to view the repayment details, current repayment progress, balance, etc.
2. The provident fund is entrusted to bank online banking. After logging in successfully, find "Housing Provident Fund" in "My Account", and you can query the repayment progress and details.
3. Telephone inquiry. Now 12329 provident fund customer service telephone supports independent inquiry. According to the voice prompt, you can inquire by entering the provident fund account and password.
4. Counter-inquiry. You can bring your ID card and loan contract number to the loan bank counter, or you can find a staff member at the outlet to print the loan repayment details and repayment plan.
5. Online banking inquiry. You can log in to online banking to inquire about the repayment details of personal loans, but you need to open online banking. It is recommended to open it when applying for a mortgage.
6. Customer service hotline. You can call the bank's official phone number to inquire, and you can quickly know the current mortgage repayment situation by entering the password.
Will the monthly mortgage payment change?
1. If your loan contract is a floating interest rate, it will change. If it is a fixed interest rate, it will remain unchanged. Everything is subject to the contract. If the mortgage is subject to floating interest rate, it will be adjusted with the adjustment of interest rate and the change of national preferential policies.
2. The loan interest is calculated at the floating interest rate. After the adjustment of bank loan interest rate, the interest rate level of loan interest calculation is also adjusted. Of course, no matter how it is calculated, it will have no effect on the paid interest, but it will have an impact on the adjusted interest. After the adjustment of the general bank interest rate, the interest rate of the outstanding part of the loan is also adjusted.
2. How does JD Finance inquire about the repayment record of repayment/regular repayment?
Method 1: repayment records can be made; Method 2: You can also click the set repayment task on the repayment homepage to query the repayment record.
3. How to query the repayment balance and repayment record of the loan?
Query method of loan repayment balance and repayment record:
1. To check the loan balance and repayment record of China Bank, you need to download the mobile banking of China Bank. After downloading, click Bank of China Mobile Banking on your mobile phone, as shown in the figure.
2. After entering the home page of mobile banking, select "More" above and click Enter, as shown in the figure.
3. After entering more, select the loan module and click My Loan, as shown in the figure.
4. If you are not logged in at this time, you need to log in first and enter the account password correctly, as shown in the figure.
5. After logging in successfully, you can see your own loan record, as shown in the figure.
6. After clicking Enter, you can see the detailed information of the loan, such as loan amount, repayment record, remaining principal, etc. , as shown.
4. How to inquire about mortgage repayment details and loan balance?
If online banking is enabled in your repayment account, you can check the repayment records online. If the deduction is marked as "bank deduction", you can find out how many times you have been deducted and how much money you have deducted. As for the loan balance, some bank websites can check it. You can also go to the loan bank to print the repayment details and repayment plan. You can also call the loan center of the loan bank directly to inquire for you.