There are 18 banks such as China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, China Bank, Bank of Communications, Nanjing Bank, China CITIC Bank, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Minsheng Bank, Ping An Bank, Huaxia Bank, China Everbright Bank, Jiangsu Bank, China Guangfa Bank, Zijin Rural Commercial Bank and Postal Savings Bank. The collection of housing accumulation fund needs to meet the following conditions: when buying, building, renovating and overhauling the owner-occupied housing with ownership. When you retire or reach retirement age. When you completely lose your ability to work and terminate your labor relationship with your unit. When the registered permanent residence moves out of this city or settles abroad. Non-local employees are transferred from this city. When employees repay the principal and interest of the house purchase loan, they can withdraw the balance of the housing provident fund to offset it. If an employee dies or is declared dead, the employee's heir or legatee may withdraw the storage balance in the employee's housing provident fund account, and the employee's housing provident fund account shall be cancelled at the same time.