Online loan registration does not borrow money, which has no effect on users' subsequent application for loans or personal credit information. After the user registers the loan account, as long as the account is not cancelled, the account will be kept, so that when applying for a loan, the loan application can be submitted. Moreover, in the registration of the loan account, there is no need for authorized inquiry, so the registration of the account will not affect the credit investigation.

Users are advised to register an account when they need to apply for online loans, because after registering an online loan account, online lending institutions may push advertising information to users from time to time, which may affect users' daily lives. And users can't know whether the registered online loan is formal. If it is not formal, there will be a risk that the user's personal information will be leaked. Users must be cautious when registering online loan accounts.

Can online loans be loaned offline?

There is a certain probability. The application conditions and audit standards of online loans and offline loans are different. Online loans can't get money, which doesn't mean that offline loans can't get money. However, the actual situation is that the threshold for online loan applications is generally low, users' online loans cannot pass the audit, and offline loan applications cannot pass the audit with a high probability. However, there is a special loan offline, that is, private lending, which is a loan that can be applied without checking the user's credit. As long as users can provide collateral or accept higher loan interest rates, then users have a certain probability of borrowing successfully.