Early repayment of personal time deposit pledged loans of Bank of China:

1. Borrowers can handle early repayment through Bank of China handling agencies or Bank of China personal online banking or personal mobile banking. Loan repayments processed through Bank of China Personal Online Banking or Personal Mobile Banking can only be repaid with own funds.

2. For early repayment through the Bank of China agency, the borrower should submit a written application for early repayment to the lender. With the lender's consent, the loan principal and interest can be partially repaid in advance or the entire loan principal and interest can be settled in advance. , fees for early repayment may be charged as stipulated in the loan contract.

3. For early repayment through Bank of China Personal Online Banking/Personal Mobile Banking, the order of early repayment of principal and interest and fee collection standards shall be subject to the contract content displayed by the system during the loan application and confirmed by the borrower. The term deposit pledge loan contract has stated the standard for early repayment liquidated damages. When you perform the early repayment operation, Bank of China Personal Online Banking will display the specific amount through the transaction interface. You must confirm it through the security certification tool before the system will Liquidated damages are automatically charged. If a personal time deposit pledged loan handled by an agency of Bank of China is repaid in advance through Bank of China Personal Online Banking/Personal Mobile Banking, you still need to go to the agency of Bank of China to retrieve the pledged time deposit rights certificate.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.