Since the end of 20 17, many online lending platforms have been unable to apply for loans. Many friends want to try it when they see that finance can still lend money immediately, but they don't know how it is and whether it is reliable. Today, I would like to introduce you to the spot finance.
In fact, instant finance is a rare regular army in the online loan market. Instant Finance has a consumer finance license issued by the China Banking Regulatory Commission. In other words, instant finance is a financial institution approved by the state regulatory authorities. Although the status is far from that of banks, it is far higher than most online lending platforms. From this perspective, spot finance is more reliable.
So, what about instant financing? Instant Finance mainly provides loan services for everyone through mobile app. Its mobile applications include instant finance, instant installment payment and comfortable flowers. We use the lending information of these three apps to see how finance is right away.
Ma Shang Finance
The loan product that Instant Finance mainly provides for everyone is instant loan. I can also provide you with a loan of no more than 50,000 yuan, with a service life of 3-24 months, and the monthly interest rate is that this product is more suitable for you to borrow large amounts of cash.
Go on stage immediately
For friends who need to shop in installments, it may be more suitable for you to shop in installments immediately. The mobile APP can provide you with no more than 200,000 loans, 0 guarantees and 0 mortgages, which can be approved in 2 minutes. The products provided in installments immediately are genuine licensed products and need to be picked up at the store.
Anyihua
Anyihua is also an APP that provides cash loans. The amount does not exceed 50,000 yuan, and the daily interest rate can be as low as it can be borrowed. In addition, Anyihua's loan approval speed is very fast, which only takes 6 seconds.
It is not difficult to see from the above that instant finance is still good, with rich products, wide applicable population and low interest rate. Right away, the financial interest is within this range, and it is legal!
Is immediate financial loan credible?
Instant Finance is a formal national loan company.
Instant Finance was established with the supervision and approval of China Securities Regulatory Commission, and its daily operation was strictly supervised and managed. It is a financial institution with a consumer finance license and the first Internet consumer finance company in China. Moreover, the loan interest meets the national standards, and the collection method is relatively civilized, and there is no illegal collection method. So in general, Instant Finance is a formal loan company.
Extended data
First, real-time financial application skills.
1. Now consumer finance is a financial institution with a consumer finance license approved by China Banking and Insurance Regulatory Commission. To apply for a loan in Instant Finance, you must meet the conditions put forward by Instant Finance: you must be between 18 and 60 years old and hold a Chinese mainland resident ID card; Have a legal and stable occupation or economic income; Personal credit is good and there is no bad credit record.
2. When applying, you should first see whether you meet the above requirements. If you are not satisfied, there is no need to apply, because the application is difficult to pass. And if you meet the requirements, you can apply.
3. Pay attention to it when applying. After filling in the information, you should confirm it again to ensure that the information filled in is correct before submitting it, so as not to affect the loan approval because of information errors. Also, make sure the information filled in is complete and don't leave out some information; You can also provide as much supporting information as possible, which will help the system audit. Different products need different information. Usually there will be a prompt on the page when applying, and customers can also consult the customer service of Instant Finance.
Second, did you immediately report your personal credit information on consumer finance?
Immediate consumer finance has been fully docked with the People's Bank of China for credit reporting, so if the loan under immediate consumer finance or the loan issued by immediate consumer finance is successful, the credit reporting will be carried out. The credit information on the loan record will not affect the user's personal credit. As long as users repay their loans on time, it is beneficial to actively maintain personal credit.
Only bad credit records will affect personal credit information. Bad credit records are usually overdue records, compensation records, recovery records, etc. The information of timely repayment belongs to the normal credit record.
Is instant financial loan reliable?
Reliable instant consumption is a personal consumption loan platform, and instant finance is a consumer finance loan platform approved by the China Banking Regulatory Commission, and its security and reliability are well guaranteed. It is also very strict in application and review. Let's take a look at the specific situation of immediate finance.
Immediately, financial lending institutions will go to collect credit information, but only when consumers are overdue will they go to collect credit records. In addition, instant finance, as a formal financial institution, is essential in terms of credit inquiry, whether it is loan threshold, application conditions or credit inquiry. Therefore, most lenders will immediately apply for financial loans and make credit reports.
Instant Finance has many loan products, and instant loan is the main loan business. So, what's the interest on spot financial loans? It is known that the spot loan amount is between 1, 000-8,000 yuan, the loan term is generally 6,9, 12 months, the loan interest is 1.4%, and the daily interest is 0.0483%.
Through this comparison, it can be clearly seen that the interest rate of immediate financing is relatively high, but immediate financing is an independent risk control product, with strict application and review and low pass rate.