What was the bank’s commercial loan interest rate from 2001 to 2005?
1. Short-term loans from 1999 to 2002, 02 to 2004, 04 to 2006
Six months (inclusive) 5.585.045.22
One year (inclusive) ) 5.855.315.58
II. Medium and long-term loans
One to three years (inclusive) 5.945.495.76
Three to five years (inclusive) 6.035.585.85
More than five years 6.215.766.12
Note that the specific period is from June 10, 1999 to February 20, 2002
From February 21, 2002 October 28, 2004
October 29, 2004 to April 28, 2006
Does anyone know the loan interest rate of the People's Bank of China from 2001 to 2004.
The loan interest rates of the People's Bank of China from 2001 to 2004 are as follows
1.
2001.6.10
Six months (including 5.58
One year (inclusive) 5.85
One to three years (inclusive) 5.94
Three to five years (inclusive) 6.03
Five 6.21 for more than one year
Two,
2002.2.21
Six months (including 5.04)
One year (inclusive) 5.31
One to three years (inclusive) 5.49
Three to five years (inclusive) 5.58
More than five years 5.76
Three,
2004.10.29
Six months (inclusive) 5.22
One year (inclusive) 5.58
One to three years (inclusive) 5.76
Three to five years (inclusive) 5.82
Five years and above 6.12
Extended information:
1. The benchmark interest rate for deposits and loans is the central bank ( The loan guidance interest rate issued by the People's Bank of China (PBOC) to commercial banks is one of the monetary policies used by the central bank to regulate the operation of the social economy and financial system.
2. Commercial banks will set loan interest rates based on this benchmark interest rate. A combination. Raising the benchmark interest rate means shrinking credit, reducing social liquidity, increasing credit costs, and slowing down economic development.
3. Historical interest rates
According to the People's Bank of China. The official website shows that from October 24, 2015, the current interest rate of RMB will be adjusted to: 4.35 for less than one year (including one year), 4.75 for one to five years (including five years), and 4.90 for more than five years.
On August 25, 2015, the People's Bank of China decided to lower the benchmark interest rates for RMB loans and deposits of financial institutions starting from August 26, 2015, in order to further reduce corporate financing costs. Among them, the one-year loan benchmark interest rate of financial institutions was reduced by 0.25. percentage points to 4.6; the one-year deposit benchmark interest rate was reduced by 0.25 percentage points to 1.75; other loan and deposit benchmark interest rates, and personal housing provident fund deposit and loan interest rates were adjusted accordingly. At the same time, the upper limit of interest rate fluctuations for time deposits with a maturity of more than one year (excluding one year) is released, and the upper limit of interest rate fluctuations for demand deposits and time deposits with a maturity of less than one year remains unchanged. Starting from September 6, 2015, the RMB deposit reserve ratio of financial institutions will be lowered by 0.5 percentage points to maintain reasonable and sufficient liquidity in the banking system and guide the steady and moderate growth of money and credit. At the same time, in order to further enhance the ability of financial institutions to support "agriculture, rural areas and farmers" and small and micro enterprises, the reserve ratio of rural financial institutions such as county rural commercial banks, rural cooperative banks, rural credit cooperatives, and village and town banks will be additionally reduced by 0.5 percentage points. The reserve ratio of financial leasing companies and automobile finance companies will be lowered by an additional 3 percentage points to encourage them to play their role in expanding consumption.
On June 27, 2015, the People's Bank of China decided to lower the benchmark interest rates for RMB loans and deposits of financial institutions starting from June 28, 2015, to further reduce corporate financing costs. Among them, the one-year loan benchmark interest rate of financial institutions was reduced by 0.25 percentage points to 4.85; the one-year deposit benchmark interest rate was reduced by 0.25 percentage points to 2; the benchmark interest rates of other loans and deposits, and the individual housing provident fund deposit and loan interest rates were adjusted accordingly. On February 28, 2015, the People's Bank of China announced that it would lower the benchmark interest rates for RMB loans and deposits of financial institutions starting from March 1, 2015. The central bank decided to lower the one-year benchmark loan interest rate of financial institutions by 0.25 percentage points to 5.35 and the one-year deposit benchmark interest rate by 0.25 percentage points to 2.5. At the same time, in conjunction with promoting the market-oriented reform of interest rates, the upper limit of the floating range of deposit interest rates of financial institutions will be adjusted from 1.2 times to 1.3 times the benchmark deposit interest rate; the benchmark interest rates for other grades of deposits and loans and the interest rates for personal housing provident fund deposits and loans will be adjusted accordingly.
On November 22, 2014, the People's Bank of China decided to lower the benchmark interest rates for RMB deposits and loans of financial institutions starting from November 22, 2014. Financial institutions within six months (including six months) will be reduced by 0.00 percentage points, six months to one year (including one year) will be reduced by 0.40 percentage points, one to three years (including three years) will be reduced by 0.15 percentage points, and three to five years will be reduced by 0.00 percentage points. (including five years) will be reduced by 0.40 percentage points, and the housing provident fund deposit and loan interest rates will be reduced by 0.25 percentage points simultaneously.
On June 8, 2012, the People's Bank of China decided to lower the benchmark interest rates for RMB deposits and loans of financial institutions starting from June 8, 2012. The one-year benchmark interest rates for deposits and loans of financial institutions were lowered by 0.25 percentage points respectively, and the interest rates for housing provident fund deposits and loans were also lowered simultaneously.
On July 6, 2011, the People's Bank of China decided to increase bank loan interest rates and the benchmark interest rates for RMB deposits and loans of financial institutions starting from July 7, 2011. The one-year benchmark interest rates for deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the interest rates for housing provident fund deposits and loans were also raised simultaneously.
On April 5, 2011, the People's Bank of China decided to increase bank loan interest rates and the benchmark interest rates for RMB deposits and loans of financial institutions starting from April 6, 2011. The one-year benchmark interest rates for deposits and loans of financial institutions were raised by 0.25 percentage points respectively.
On February 8, 2011, the People's Bank of China decided to raise the benchmark interest rates for RMB deposits and loans of financial institutions starting from February 9, 2011. The one-year benchmark interest rates for deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.
On December 25, 2010, the People's Bank of China decided to increase bank loan interest rates and the benchmark interest rates for RMB deposits and loans of financial institutions starting from December 26, 2010. The one-year benchmark interest rates for deposits and loans of financial institutions were raised by 0.25 percentage points respectively, and the benchmark interest rates for other grades of deposits and loans were adjusted accordingly.
On October 19, 2010, starting from October 20, 2010, bank loan interest rates have been increased and the benchmark interest rates for RMB deposits and loans of financial institutions have been raised. The one-year deposit benchmark interest rate of financial institutions was raised by 0.25 percentage points, from the current 2.25 to 2.50; the one-year loan benchmark interest rate was raised by 0.25 percentage points, from the current 5.31 to 5.56; the benchmark interest rates of other deposits and loans will be adjusted accordingly. Adjustment. [5]
November 27, 2008 Starting from November 27, 2008, the one-year RMB deposit and loan benchmark interest rates of financial institutions will be lowered by 1.08 percentage points each, and the benchmark interest rates of deposits and loans of other maturity grades will be adjusted accordingly. Adjustment. At the same time, the central bank lowered interest rates on re-lending and re-discounting.
October 29, 2008 From October 30, 2008, the one-year deposit benchmark interest rate was lowered from the current 3.87 to 3.60, a decrease of 0.27 percentage points; the one-year loan benchmark interest rate was reduced from the current 3.87 to 3.60. 6.93 was lowered to 6.66, a decrease of 0.27 percentage points; other benchmark interest rates for deposits and loans were adjusted accordingly.
Individual housing provident fund loan interest rates remain unchanged.
On October 8, 2008, the one-year RMB deposit and loan benchmark interest rates were lowered by 0.27 percentage points each from October 9, 2008; from October 15, 2008, the RMB deposit rates of deposit-taking financial institutions were lowered. The reserve ratio is 0.5 percentage points.
On September 15, 2008, the one-year RMB loan benchmark interest rate was reduced by 0.27 percentage points from September 16, 2008; from September 25, 2008, the RMB deposit reserve of deposit-taking financial institutions The gold rate was lowered by 1 percentage point.
On December 20, 2007, the one-year deposit benchmark interest rate was raised by 0.27 percentage points; the one-year loan benchmark interest rate was raised by 0.18 percentage points.
On September 15, 2007, the benchmark interest rate for RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On August 22, 2007, the benchmark interest rate for RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On July 20, 2007, the benchmark interest rate for RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On May 19, 2007, the one-year deposit benchmark interest rate was raised by 0.27 percentage points; the one-year loan benchmark interest rate was raised by 0.18 percentage points.
On March 18, 2007, the benchmark interest rate for RMB deposits and loans of financial institutions was raised by 0.27 percentage points.
On August 19, 2006, the one-year deposit and loan benchmark interest rates were both raised by 0.27.
On April 28, 2006, the loan interest rate of financial institutions was raised by 0.27 to 5.85.
On March 17, 2005, the housing loan interest rate was increased.
On October 29, 2004, the one-year deposit and loan interest rates were both raised by 0.27.
On July 11, 1993, the one-year time deposit interest rate was raised from 9.18 to 10.98.
On May 15, 1993, the annual interest rates of time deposits of all grades increased by an average of 2.18, and the interest rates of various loans increased by an average of 0.82.
List of loan benchmark interest rates over the years. Loan benchmark interest rates over the years 2017.
Loan benchmark interest rates over the years. List of loan benchmark interest rates over the years 2017.
Internet Popularity List
Food
Internet
College
Life
Trends
a1();
List of loan benchmark interest rates over the years 2017 loan benchmark rates
From: Internet Date: 2022-04-30
Loan interest rates (1) Loan interest rates, loan purposes, loan nature, Loan terms, loan policies, different lending banks, etc. The state stipulates the benchmark interest rate, and each bank determines the differential loan interest rate based on various factors, that is, it floats up or down based on the benchmark interest rate. The current benchmark interest rate was adjusted and implemented on July 7, 2011. The types and annual interest rates are as follows: ① Short-term loans for six months (inclusive) 6.10; ② Six months to one year (inclusive) 6.56; ③ One to three years (inclusive) ) 6.65; ④ Three to five years (inclusive) 6.90; ⑤ More than five years 7.05. (2) Mortgage as an example: Bank loan interest rates are based on a comprehensive evaluation of the loan's credit status, etc. The loan interest rate level is determined based on the credit status, collateral, national policies (whether it is the first home), etc. If the evaluation is good in all aspects, different banks will The mortgage interest rates implemented vary. In 2011, due to financial constraints and other reasons, some banks implemented first home loan interest rates of 1.1 times or 1.05 times the benchmark interest rate. Starting from February 2012, most banks will adjust the interest rate for first-time home buyers to the benchmark interest rate. In early April, major state-owned banks began to implement preferential interest rates for first home loans. The maximum discount on interest rates of some banks can reach 15% off.
The interest rate after the 15% discount for a term of more than five years is 7.050.85=5.9925
Adjustment time 2017.1.1 Within six months (including six months) Six months to one year (including one year) 4.35 to Three years (including three years) Three to five years (including five years) 4.75 More than five years 4.9 The deposit and loan benchmark interest rate is the loan guidance interest rate issued by the central bank to commercial banks. It is the currency used by the central bank to regulate the operation of the social economy and financial system. One of the policies. Commercial banks will formulate a combination of deposit interest rates based on this benchmark interest rate. Raising the benchmark interest rate means shrinking credit, reducing social mobility, increasing credit costs, and slowing economic development. vice versa.
12015-10-244.354.354.754.754.902.753.2522015-08-264.604.605.005.005.152.753.2532015-06-284.854.855.255.255.403.003.504201 5-05-115.105.105.505.505.653.253.7552015-03-015.355.355.755.755.903. 504.0062014-11-225.605.606.006.006.153.754.2572012-07-065.606.006.156.406.554.004.5082012-06-085.856.316.406.656.804.204. 7092011-07-076.106.566.656.907.054.454.90102011-04-065.856.316.406.656.804. 204.70112011-02-095.606.066.106.456.604.004.50122010-12-265.355.815.856.226.403.754.30132010-10-205.105.565.605.966.143.5 04.05142008-12-234.865.315.405.765.943.333.87152008-11-275.045.585.675.946.123. 514.05162008-10-306.036.666.757.027.204.054.59172008-10-276.126.937.027.297.474.054.59182008-10-096.126.937.027.297.474.3 24.86192008-09-166.217.207.297.567.744.595.13202007-12-216.577.477.567.747.834. 775.22212007-09-156.487.297.477.657.834.775.22222007-08-226.217.027.207.387.564.595.04
a2();
List of benchmark interest rates in the past 20 years -: Adjustment time six Within months (including six months) Six months to one year (including one year) One to three years (including three years) Three to five years (including five years) More than five years 1990-2013 People's Bank of China deposit benchmark interest rate. 2011 The People's Bank of China's benchmark interest rate, which was implemented on July 7, 2017, is also the current standard. 1. Urban and rural residents and corporate deposits and demand deposits...
The People's Bank of China's loan benchmark interest rate table over the years -: Chinese People's Bank of China Bank loan base interest rate: interest rate item annual interest rate () within six months (including 6 months) loan 4.85 six months to one year (including 1 year) loan 4.85 one to three years (including 3 years) loan 5.25 three to five years (Including 5 years) Loan 5.25 Loan more than five years 5.40
Loan interest rates over the years: Personal loan interest rate list over the years Period 19961997.011997.111998.071999.6.101999.9.212002.2.21 Annual interest rate Monthly interest rate (‰) Annual interest rate () month Interest rate (‰) Annual interest rate () Monthly interest rate (‰) Annual interest rate () Monthly interest rate (‰) Annual interest rate () Monthly interest rate (‰) Annual interest rate ()...
List of bank loan interest rates over the years -: Adjustment time Within six months Six months to one year One to three years Three to five years More than five years 2015.10.244.354.354.754.754.902015.08.264.604.605.005.005.152015.06.284.
854.855.255.255.402015.05.115.105.105.505.50...
Commercial loan interest rate table over the years -: Financial institution RMB loan benchmark interest rate (annual interest rate) adjustment time within six months to one year One to three years Three to five years Five years and more 2015.10.244.354.354.754.754.902015.08.264.604.605.005.005.152015.06.284.854.855.255.25...
Interest rate table over the years -: RMB deposits of financial institutions Benchmark interest rate adjustment time: demand deposits, time deposits: three months, half a year, one year, two years, three years, five years 67.928.2891993.05... .
May I ask about the People's Bank of China's loan interest rate table from 2001 to 2016 -: The loan benchmark interest rate is as follows: The adjustment time of the commercial loan interest rate table over the years is 6 months, 1 year, 1-3 years, 3-5 years, 5 years or more, 1999.6 .105.585.855.946.036.212002.2.215.045.315.495.585.762004.10.295.225.585.765.826.122006.4.285.405.85...
People’s Bank of China loan interest rate over the years: I don’t know the nature of the loan. 1. The annual interest rate of housing deposits (1) The interest of personal housing provident fund deposits collected in the current year is calculated based on the current deposit rate listed on the interest settlement date. The interest carried forward from the previous year is calculated based on the three-month lump sum deposit interest rate. The Housing Fund Management Center is at the entrusted bank. The deposited funds in the special account are interest-bearing according to the interest rate of the corresponding term grade of the company's deposits (2) Other housing deposits are calculated at the same grade interest rate as the company's deposits. 2. The annual interest rate of housing loans (1) Personal housing provident fund loans less than five years (including five years) 4.59 More than five years 5.13 (2) Self-operated housing loans of commercial banks 1. Housing development loans are subject to the corresponding statutory loan interest rates 2. Personal housing loans are subject to the corresponding statutory loan interest rates (3) Overdue personal housing loans Overdue interest rates for personal housing loans Borrowing contracts An additional 30-50 RMB will be added to the stated loan interest rate
List of loan interest rates over the years -: 1. Loan interest rate: project annual interest rate () 1. Short-term loans within one year (including one year) 4.35 2. , Medium and long-term loans between one and five years (including five years) 4.75 More than five years 4.90 3. Provident fund loan interest rate Annual interest rate less than five years (including five years) 2.75 More than five years 3.25 According to the regulations of the People's Bank of China, the current loan interest rates of various banks It can float freely, so the loan interest rates of various banks will be different, and the interest required for the loan will be different. 2. Conditions for applying for bank loan business: 1. Natural persons aged 18 to 65 years old; 2. The actual age of the borrower plus the loan application period should not exceed 70 years old; 3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time; 4. Have good credit, no bad records, and the loan purpose is legal; 5. Meet Other conditions specified by the bank. If you meet the above conditions, you can apply for loan business at the local bank.
The central bank’s benchmark interest rate over the years -: Decision of the People’s Bank of China on June 8, 2012. Since June 8, 2012 The benchmark interest rates for RMB deposits and loans of financial institutions will be lowered from July 6, 2011. The benchmark interest rates for one-year deposits and loans of financial institutions will be lowered by 0.25 percentage points respectively, and the interest rates for housing provident fund deposits and loans will also be lowered simultaneously. On July 6, 2011, the People's Bank of China decided that starting from July 2011 Starting from July 7th...
a3();
rgg_s();
rgg_ss();
You may Interested--
Loan interest rates over the years-
Loan interest rate table of the People's Bank of China from 2008 to 2010 (specify
Detailed adjustment time)?-
List of bank loan interest rates over the years-
Bank loan benchmark interest rates from 2011 to 2016-
National loan benchmark interest rates over the years-
The loan interest rate table of the People's Bank of China from 2014 to 2019?-
Commercial loan interest rate table over the years-
The central bank's benchmark loan interest rate over the years-
List of loan benchmark interest rates over the years
Loan benchmark interest rates over the years
Loan benchmark interest rates over the years 1990 to 2021
Loan benchmark interest rate adjustments over the years List of loan benchmark interest rate adjustments
Chart of the benchmark loan interest rate over the years
The benchmark loan interest rate over the years from 2011 to 2019
The benchmark loan interest rate over the years from 1990 to 2020
The benchmark loan interest rate over the years What is it
Loan benchmark interest rate table over the years from 1990 to 2019
Loan benchmark interest rate query over the years
46 Related links functiondelayUrl(url){varlanrenzhijia=document.getElementById( 'time').innerHTML;if(lanrenzhijia0){lanrenzhijia--;document.getElementById('time').innerHTML=lanrenzhijia;}else{window.location.href=url;}setTimeout("delayUrl('"url" ')", 1000);}delayUrl('');
rgg_sss();
Return to top
Comes from netizen exchanges, only provides information for reference , no guarantee is made for its authenticity and validity
For feedback and suggestions, please contact:
缦褍xie?