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How to repay student loans
First, how to repay the student loan

First, how to repay the loan from home?

(1) Alipay Repayment: Log in to the Alipay account where the loan was opened → Application Center → Repayment → Repayment of the student loan → I want to repay, and follow the prompts to ensure that the repayment is made in the Alipay account where the loan was opened! You can also use any Alipay → Application Center → Public Welfare Education → Student Loan Repayment → I want to repay → Enter the Alipay account opened in the loan and follow the prompts.

⑵POS repayment: Bring any bank debit card to the Municipal Education Bureau for credit card repayment in full.

Second, how to calculate the interest on prepayment of student-origin student loans?

Before graduation, the interest of student-origin student loans is subsidized by the government, and borrowing students do not need to pay interest;

After graduation, students began to repay their loans every year. The loan interest after September 1 of the year in which the student graduated shall be borne by the borrower, and the government will no longer discount the interest. Different from the monthly repayment of medium and long-term loans, student-origin student loans are repaid once a year, and the annual repayment time is before 65438+February 20, and the interest settlement date of the last year is September 20. Student loan interest is the annual interest calculated according to the actual days. The student loan interest is calculated according to the benchmark interest rate, and the interest rate does not rise.

Second, what are the steps to repay the interest on student loans online?

Steps for online repayment of student loan interest:

1. Log in to Alipay account-application center-repayment-student loan repayment;

2. Enter the borrower's Alipay account, ID number and verification code, and inquire about loan repayment information;

(Note: Anyone who logs into his Alipay account can enter the above information of the borrower here for loan information inquiry and repayment. )

3. Check the repayment amount and repay the loan;

4. Enter the cashier to pay;

5. Student-origin student loan repayment is successful.

Third, how to repay the student loan?

After two years, the principal and interest will be repaid, and 65438+February 20th every year is the normal repayment deduction date of China Development Bank. Please log in to the Student System of Student Source Loan of China Development Bank after June 20, 2008 +065438+ to check the principal and interest to be repaid this year, and deposit the money into the corresponding loan account before June 65438+February 20, 2008, and the bank will automatically deduct the money. ...

4. What happened to the student loan Alipay account repayment without deduction?

The reason why the repayment of Alipay account for student loans is not deducted may be that you need to apply for early repayment in CDB's student loan system before repayment, or CDB's system has not been updated.

Note: Solution

Repay the student loan in advance or apply for prepayment in the background system on behalf of the student loan system, otherwise it will not be possible to repay in the foreground and background (if students cannot repay in advance in CDB system, they can contact the teacher in charge of the student loan or contact CDB. )

Log in to Alipay account and click Application Center-Student Loan Repayment; You can log on to CDB at the end of the month or early next month to check the repayment record of student loans. After the repayment is successful, there is no SMS notification email. If it hasn't arrived yet, you can contact.