Small loan companies first invest with their own funds (in fact, most of them also have the phenomenon of absorbing reserves), and the management of the company gives priority to risks rather than benefits for every business, so you don't think that a business can be given just because the salesman says to lend. Although it is far from the bank, every business can only be approved after careful investigation and approval by salesmen and leaders. Therefore, the approver has certain responsibilities for the business. If there is a risk, you won't be allowed to bear it alone.

Small loan companies deal in risks. High risk, high return. Fear of risk is not enough.