1, calculated according to the annual interest rate of Weizhong Bank of 7.3%. The interest is1000000× 0.073× 2 =146000 yuan, and the total principal and interest is 1 146000 yuan.

2. "Micro-loan" is an Internet micro-credit product launched by Weizhong Bank. 20 15 was launched on mobile QQ platform in May and on WeChat platform in September. It was borrowed from 500 yuan, with a maximum amount of 300,000. At present, the user invitation system is adopted.

3. In the loan mode, micro-loan is different from the traditional bank loan mode, and adopts the joint loan mode of cooperating with peers to build a joint loan platform. Among the loans issued by the platform, 80% of the loan funds are provided by cooperative financial institutions. Operating environment: WeChat 8.0. 16

What are the repayment methods?

1, equal repayment of principal and interest

Matching principal and interest repayment can be said to be the most used repayment method now, because in the absence of choice by buyers, the bank defaults to matching principal and interest repayment method. In the monthly repayment of equal principal and interest, the proportion of principal is increasing month by month, and the proportion of interest is decreasing month by month. Add up the total principal and interest of the mortgage loan and distribute it evenly to each month of the repayment period. This repayment method is suitable for families with stable income, buying a house for self-occupation and economic conditions that do not allow excessive investment in the early stage.

2. Repayment by average capital

The repayment method in average capital is just the opposite of the repayment method of equal principal and interest. The so-called average capital repayment method is also called the repayment method with interest and average capital's unequal interest. The lender will allocate the principal to each month and pay off the interest from the previous trading day to the repayment date. Compared with equal principal and interest, this repayment method has lower total interest expense, which is more suitable for lenders with strong repayment ability some time ago. Of course, some older people are also more suitable for this method.

3. One-time repayment of principal and interest

The nature of this repayment method is different from that of equal principal and interest repayment and equal principal repayment, and it belongs to a kind of early repayment. The bank's stipulation for this repayment method is that if the loan term is within one year (including one year), the principal and interest will be repaid at the maturity, and the interest will be paid off together with the principal. However, with the change of repayment method, one year is expected to be extended to five years. This method is strictly approved by banks and is generally only open to small short-term loans.