Auto loan application conditions:

Car buyers must be at least 18 years old and be China citizens with full capacity for civil conduct;

Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities, gold and silver products, etc.

During the period of applying for a loan, the car buyer will deposit the down payment for car purchase lower than that stipulated by the bank into the savings counter account of the handling bank;

Provide bank-approved guarantees to banks. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan;

Car buyers are willing to accept other conditions that the bank deems necessary.

Automobile loan information:

Valid identification of oneself and spouse;

Proof of occupation, position and income of oneself and spouse;

Marriage certificate (unmarried certificate is required, except those who have not reached the legal age for marriage) and household registration book;

Original ID card, residence booklet or other valid proof of residence, and provide a copy;

The car purchase agreement, contract or letter of intent signed with the dealer;

Deposit or payment certificate of the down payment;

The supporting documents or materials required for the guarantee;

Other documents required by the Cooperation Organization.