Yes, as long as it is approved by the bank! If it is a mortgage, the second or third suite is difficult at present!
Second, is it a loan or another loan? Two loan certificates are used back and forth.
It is standard to repay one loan with another and use two loans back and forth.
Supporting loans with loans means that borrowers use two or more loans to alleviate economic difficulties and repay loans with the money obtained from loans.
The consequences of supporting loans with loans are very serious, because loans continue to generate interest, and the more loans, the higher the interest. When the personal income is not enough to refuse the loan, the repayment pressure that the borrower needs to bear will have a great impact on the personal credit information, and even face justice.
Third, is it a loan or another loan? Two loan certificates are used back and forth.
It is standard to repay one loan with another and use two loans back and forth.
Supporting loans with loans means that borrowers use two or more loans to alleviate economic difficulties and repay loans with the money obtained from loans.
The consequences of supporting loans with loans are very serious, because loans continue to generate interest, and the more loans, the higher the interest. When the personal income is not enough to pay interest or any lending institution refuses to lend, the repayment pressure that the borrower needs to bear is enormous, and it is likely to be overdue, which will have a great impact on personal credit investigation and even face justice.
4. Excuse me, what procedures do I need to go through to prove the loan with the loan?
For many people, it is difficult to pay the full amount in one lump sum when buying a new house, so they need a loan to buy a house. Generally speaking, the down payment is a certain proportion (depending on the local housing purchase policy), and the rest departments borrow money from banks. So what materials and procedures do you need to prepare for housing loans? Take the purchase of the first suite today as an example. Materials required:
1. Hu Keben
2. ID card
3. Proof of income
4. Payroll card or income bank card running bill must be stamped by the bank!
5. Academic certificate. Certificate of the first suite (issued at the county real estate trading center where the real estate is purchased and sold) 7. No loan certificate (issued by the head office of the local people's bank) 8. Non-local accounts need to provide temporary residence permits or temporary residence permits. Other required materials. What we need to pay attention to is that banks have regulations on the amount and duration of loans. For the purchase of the first suite, the loan amount shall not exceed 70% of the house price, and the longest shall not exceed 30 years, while the borrower's application period plus the age at the time of application shall not exceed 70 years. When an individual submits a loan application and the bank approves it, relevant materials are also required: 1. The original house sales contract witnessed by the real estate management department. Housing mortgage loan contracts that take effect in turn. Materials (including application forms and mortgage contract documents) required for housing mortgage registration need to be supplemented in time if other materials are needed in the process of handling!