All the students borrowed money from Sina, and they felt that the money arrived quickly. If I borrow money through the bank, this small amount feels more troublesome.

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.

Formal online lending is guaranteed. I suggest you choose some well-known online lending platforms to avoid being cheated. The formal online lending platform will not charge you any fees before lending. Generally speaking, online lending is fast and the amount is relatively high, but the interest rate will be higher than that of banks. I suggest you choose channels reasonably according to your own situation.