Current location - Loan Platform Complete Network - Loan consultation - How much is a Chinese financial license worth?
How much is a Chinese financial license worth?

Now that supervision has become stricter, some non-compliant licenses may not be valid for consecutive periods. The reduction in stock has led to a certain increase in prices. We have previously transacted some insurance brokers with online sales for about 30 million, insurance agents Slightly cheaper at 28 million. Financing guarantee is 3.8 million, pawn is 4.5 million, financial leasing, commercial factoring is 80,000, private equity fund license is about 80, three-party payment is 500 million, and fund sales are 110 million. The following is an introduction to financial licenses for your reference.

A financial license, that is, a financial institution operating license, is a formal document that approves financial institutions to conduct business. Currently, financial licenses are issued by the China Banking Regulatory Commission, China Securities Regulatory Commission, China Insurance Regulatory Commission and other departments. Only with the corresponding license can you operate financial business, and there are restrictions on the scope of business when applying for a license.

The financial licenses that require approval mainly include 12 types of third-party payment licenses, small loans, pawns, banks, insurance, funds, fund subsidiaries, fund sales, trusts, securities dealers, financial leasing, and futures. The most valuable financial licenses are banking, trusts, securities, funds, insurance, futures and leasing.

Different conditions need to be met when applying for different financial licenses. When applying, it is best to submit complete information in accordance with the requirements of the relevant departments. Applying for some licenses is very difficult. Moreover, financial licenses in certain fields are subject to quantitative restrictions during approval, making it more difficult to apply for them later.

Applying for different financial licenses also requires different registered capital. For example, the minimum registered capital for establishing a national commercial bank is one billion yuan. Enterprises with third-party payment licenses that provide payment services nationwide must have a minimum registered capital of RMB 100 million.