The latest policy is as follows: 1. Buyers whose household registration is in the planned restricted purchase area, or whose household registration is not in the planned restricted purchase area, but who have paid social security locally for more than 12 months, can buy houses in the city center.
2. Buyers who have the household registration in this city or who have no household registration in this city but work in Chengdu can buy houses in the suburbs (urban areas).
Families with two or more children can buy new houses according to the current limited housing.
4. Newly purchased commercial houses and second-hand houses can only be transferred after two years from the date of obtaining the certificate of immovable property rights or three years from the date of submitting the contract.
5. If an individual transfers the only family house in this city, the period of exemption from value-added tax is 2 years, and the house can be rented as an affordable rental house, and a new house can be purchased at one time.
6. Reduce the down payment ratio of provident fund loans 10%, and increase the amount of the first home loan for part-time employees to 800,000.
Seven, encourage the city's banking financial institutions to optimize real estate financial services in a timely manner, and correspondingly reduce the down payment ratio and interest rate pricing level of individual housing loans.
On May 3rd, 2022, the Chengdu Housing and Urban-Rural Development Bureau issued the Notice on Further Optimizing and Perfecting the Real Estate Policy to Promote the Stable and Healthy Development of the Market, which stipulated relaxing the conditions for purchasing houses, reducing taxes and fees, increasing the number of children who can buy houses and increasing the amount of provident fund loans. The policy will be officially implemented on June 1. Can Chengdu buy a house and settle down?
Buying a house in Chengdu is not settling down. You can't settle down until you pay social security for one year. In accordance with the provisions of the Notice of Chengdu Municipal People's Government on Improving the Policy of Purchasing Houses and Entering Houses in Chengdu, purchase commercial houses or second-hand houses with a construction area of over 90 square meters within the administrative area of Chengdu;
Non-local residents who have obtained the house ownership certificate and participated in social insurance for one year in our city can register the house ownership for themselves, their spouses and minor children at the place where the house is located.