Generally speaking, fixed income trust products are divided into loans, equity investments, equity investments, portfolio investments and other categories. The loan trust is completed by issuing loans to financing enterprises; Equity investment and equity investment generally invest in the equity or creditor's rights of financing enterprises and obtain the corresponding equity share or creditor's rights of enterprises; Portfolio investment trust is a combination of the above investment methods, part of which is completed in the form of loans, and part of which is invested in the equity or creditor's rights of enterprises.

According to products: among trust products, real estate and mineral trust have the best risks, the highest income and the highest sales commission.

Listed companies have the lowest risk of equity pledge and the lowest income.

Financial equity pledge has low risk and low income.

Mortgaging land and office buildings has medium risk and medium income.

Equity pledge of financing enterprises, guarantee by guarantee companies, and personal guarantee by enterprise legal persons, which have unlimited risks and unequal returns, must not be bought.