Save 50,000 yuan for a fixed period of 3 years; In the second year, the income of 50,000 yuan will be saved for 2 years. Third-year income deposit period 1 year. In this way, after three years, your deposit is 654.38+0.5 million principal+less than 654.38+0.0000 interest. For a house of 500,000 yuan, the down payment of 30% is 1.5 million yuan. The remaining 350,000 provident fund loans. Basically in line with your plan. The agency fee and transaction tax are around 20 thousand.

But there is no guarantee that 500,000 houses can be repurchased with 500,000 after three years.