Beijing housing reform policy
1994 houses purchased at "standard price" before the promulgation of the State Council's decision on deepening the reform of urban housing system, such public houses sold have partial property rights, that is, possession, use, limited income and disposal rights, which can be inherited. 1999 "notice of the Ministry of construction on further promoting the reform of existing public housing" explains that "employees are encouraged to voluntarily make up the house price and interest at the cost price for the housing that employees have purchased at the standard price. After the employee makes up the house price and interest at the cost price, the property right of the house belongs to the employee himself. "
According to the Property Law, the property rights of houses are registered. Since the current owner is you, you are the legal owner of the house and have nothing to do with others.
Housing reform is a property right house that participates in housing reform. Some sources are units, and some are right to use. If you buy property rights, you must pay the land transfer fee. This varies according to the percentage of original property rights. If you use the right to use it, you must buy it according to the length of service. Most welfare houses are property houses, which are allocated by units to individuals.
The so-called welfare housing, also known as preferential housing or housing reform housing, refers to the housing in which employees sell public houses to employees in the form of wage currency distribution, and employees buy them at standard prices or cost prices, thus enjoying part or all of the property rights of the purchased houses.
China's current policy encourages employees to buy houses and recognizes that welfare houses are owned by buyers. 1in July 1994, article 2 1 of the State Council's decision on deepening the reform of urban housing system stipulated that "the housing purchased by employees at the cost price shall be owned by individuals. Generally, you can enter the market according to law after living for five years, and the income will be owned by the individual after paying the land use right transfer fee or the land income contained therein and paying the relevant taxes and fees according to the regulations. The housing purchased by employees at the standard price has some property rights, that is, the right of possession, use, limited income and disposal, which can be inherited. The proportion of property rights is determined according to the ratio of the standard price to the cost price in the year when the house is sold. " 1999 February 10? On, the Notice of the Ministry of Construction on Further Doing a Good Job in the Sale of Public Housing once again made it clear: "For public housing sold at standard prices, all localities should formulate practical measures to encourage employees to voluntarily make up the house payment and interest at cost price, and the property rights shall be owned by individuals."
Housing reform policy in Hangzhou
Trial Measures of Hangzhou Municipality on the Administration of Listed Transactions of Housing Reformed Houses
Article 1 In order to implement the Notice of the State Council on Further Deepening the Reform of Urban Housing System to Promote the Development of Housing Construction, standardize the listing and trading of purchased public housing and affordable housing, promote the development of the real estate market, revitalize existing housing, and meet the needs of residents to improve their living conditions, these Trial Measures are formulated in accordance with the Interim Measures for the Administration of the Listing and Sales of purchased public housing and affordable housing of the Ministry of Construction and relevant regulations.
Article 2 The term "housing reform houses" as mentioned in these Measures includes:
(a) public housing purchased by employees and residents at the cost price stipulated in the housing reform policy.
(two) employees and residents in accordance with the relevant preferential policies stipulated by the municipal government to buy affordable housing (housing, housing).
(three) housing supported by the state, funded by the unit and funded by individuals.
Third listed housing reform must obtain housing ownership certificate, land use right certificate and deed certificate, and the ownership is clear. Under the same conditions, the original property unit has the right to give priority to the sale of housing reform houses in school campuses and industrial and mining areas.
Article 4? In any of the following circumstances, the listing of housing reform houses shall be suspended:
(a) has been included in the scope of the recent planning and transformation, the household registration has been frozen and the house demolition permit has been obtained.
(two) unauthorized changes in the nature of the use of housing.
(three) party and government leading cadres to buy or raise funds to build houses that exceed the control standard of housing reform area.
(four) the housing loan is not paid off, and the ownership is mortgaged or transferred without the written consent of the mortgagee, except with the consent of the mortgagee.
(five) the original purchase of public housing workers, approved by the Municipal Housing Reform Office, and the original unit in the sale of public housing (to be purchased) agreement has other agreed conditions, from its agreement.
(six) laws, regulations and other provisions of the people's government at or above the city level are not suitable for sale.
Article 5 The listed transaction forms of housing reform houses include: transfer (including sale, exchange, gift or other legal means), mortgage and lease. When the housing reform is transferred, the ownership of the house and the land use right within the occupied area of the house are transferred at the same time.
Sixth housing reform housing listed transactions to implement the access system, in accordance with the "first evaluation, after the transaction" principle.
Article 7 The listing of housing reform for employees and residents shall not cause new housing difficulties for employees' families. After the transaction, employees' families shall not buy public housing at the cost price, nor shall they buy or rent other housing provided by the government at preferential prices.
Eighth workers and residents transfer housing reform in accordance with the following procedures:
(1) The Seller applies to the Municipal Housing Reform Office, receives and truthfully fills in the Hangzhou Housing Reform Office's approval form for listing transactions, which is uniformly printed by the Hangzhou Housing Reform Office, and submits the following valid documents after the Seller and his spouse's unit and the original property right unit issue relevant certification opinions:
L, a copy of the identity card and household registration certificate of both husband and wife;
2. Copies of the original house ownership certificate, land use certificate and deed certificate;
3. Proof of the existing level of husband and wife;
4. A written opinion signed by an adult with household registration agreeing to transfer;
5, the original purchase of public housing or housing, housing sales agreement.
(two) the city housing reform office is responsible for the examination and approval of the application for listing and trading of housing reform houses. After accepting the application, complete the verification of relevant documents within 5 working days. Housing reform housing listing application does not belong to the scope of listing, it shall promptly notify the applicant of the review decision; If it agrees to go public, it shall issue a written document agreeing to its listing and trading.
(three) the Municipal Bureau of Land Management completed the review of land ownership within 5 working days.
(four) where the housing reform houses that meet the listing and trading conditions are allowed to be listed and traded, the seller shall apply to a qualified assessment agency for housing price assessment.
(5) The buyer and the seller sign a contract.
(VI) The Buyer and the Seller shall go through the transaction formalities at the Municipal Real Estate Transaction Management Office, submit the Approval Form for the Listing of Housing Reform in Hangzhou and the housing price evaluation book, and the real estate exchange of the Municipal Housing Management Bureau shall verify the declared price.
(7) The Buyer and the Seller shall pay relevant taxes and fees in accordance with the provisions of Article 9 of these Measures.
(8) The buyer shall, within 25 working days after completing the transaction transfer formalities, go to the Municipal Real Estate Administration to obtain the house ownership certificate; The Municipal Bureau of Land Management shall, within 25 working days, complete the application for change of land use right certificate in accordance with legal procedures.
Ninth workers and residents to transfer housing reform, should pay the following taxes and fees in accordance with the provisions:
(1) Land income. Temporary payment of 65438+ 0% of the transaction amount (lower than the assessed price, the same below) shall be paid by the seller.
(2) According to the current tax law, business tax, urban construction tax and education fee are added according to the transaction amount? 5.55% (hereinafter referred to as the comprehensive tax rate) shall be paid by the seller.
(3) deed tax. 3% of the transaction amount shall be paid by the buyer.
(4) stamp duty. According to the transaction amount? 0. 1%, which shall be borne by the buyer and the seller respectively? 50%。
(five) the first listing of housing reform, free of transaction fees.
Tenth workers and residents to sell housing reform income, in accordance with the provisions of article ninth of these measures to pay taxes and fees owned by individuals. The original units and individuals to pay the housing * * * parts and public facilities maintenance fund management in accordance with the relevant provisions.
Eleventh workers and residents to sell housing reform, should go through the transaction procedures at the same time, pay the deed tax according to the provisions of the second paragraph of Article 9 of these measures. Taxes shall be paid into the state treasury in a timely manner in accordance with regulations. From the date of transaction to the date when the newly purchased house is transferred or the pre-sale (sales) contract of commercial housing is filed, if the house repurchased within one year before and after has paid the tax in full according to the provisions of the preceding paragraph, it can be handled according to different situations: (1) If the price of the newly purchased house is greater than or equal to the sales price, it will be refunded in full; (two) the new purchase price is lower than the sales price, equivalent to the new purchase price. In addition, in order to encourage the listing of housing reform, the municipal finance gives a subsidy of 1% of the housing reform transaction amount. When employees and residents apply for refund of the above money, they should apply to the Municipal Real Estate Transaction Management Office for refund confirmation with the original tax payment voucher, payment voucher for newly purchased housing or pre-sale (sales) commercial housing contract. After completing the transaction procedures, you can apply for a refund with the confirmed refund voucher to the Municipal Real Estate Transaction Management Office. The funds required for the refund of the municipal real estate transaction management office shall be allocated by the municipal finance in accordance with the management principle of two lines of revenue and expenditure.
Twelfth workers and residents with housing reform and real estate development enterprises of commercial housing replacement, according to the housing reform evaluation price, pay the house price +0% of land revenue. Commercial housing is priced according to the price approved by the price department. The tax payable for the replacement of housing shall be handled in accordance with the provisions of Articles 9 and 11 of these Measures and the current policies. The housing reform houses obtained by the replacement of real estate development enterprises can be sold as commercial houses.
Thirteenth housing reform exchange, housing reform and public housing exchange, housing reform and private housing exchange, when handling the transaction transfer procedures, should each pay 0% of the transaction amount of land revenue. The tax payable for the exchange of housing shall be handled in accordance with the provisions of Articles 9 and 11 of these Measures.
Fourteenth employees and residents of housing reform can mortgage. When the mortgagor fails to perform the debt on schedule, the mortgagee has the right to dispose of the mortgaged housing reform according to law, and the proceeds will be paid in priority after paying taxes according to the provisions of Article 9 of these Measures.
Fifteenth rental housing reform in accordance with the "Regulations" of Zhejiang Province, "Hangzhou real estate market management Interim Measures" provisions of the relevant procedures, and pay the relevant taxes. After deducting relevant taxes and fees, the lessor belongs to an individual.
Sixteenth housing reform housing listed employees and units must truthfully reflect the situation and provide proof. Anyone who does not truthfully report the situation or provide false evidence or knowledge shall be investigated for the responsibility of the direct party and the unit to which he belongs once found, and the main person in charge of the unit shall be given corresponding discipline, administrative sanctions and economic penalties according to the seriousness of the case.
In violation of the provisions of article 4 of these measures, it is not allowed to sell the reformed houses for sale, and a fine of 10000 yuan or more and 30000 yuan or less shall be imposed.
Article 17 If, in violation of the provisions of Article 7 of these measures, families purchase public housing or housing with preferential policies provided by the government at the cost price by illegal means after the purchased housing is put on the market, the real estate administrative department shall order them to return the purchased housing, and if they fail to go through the formalities of property right registration, they shall be fined between 10000 yuan and 30000 yuan, or make up the house price according to the commodity market price, and shall be fined between 65400 yuan and 30000 yuan.
Eighteenth relevant departments should strictly review the listing of housing reform in accordance with the regulations. Staff dereliction of duty, abuse of power, corruption, bribery, given administrative sanctions by their units or the competent department at a higher level; If the circumstances are serious enough to constitute a crime, criminal responsibility shall be investigated according to law.
Nineteenth these Trial Measures are only applicable to the transactions that the housing reform enters the market for the first time and re-enters the market after the transfer of housing reform, and are managed in accordance with the relevant provisions of private transactions.
Twentieth the Trial Measures shall be interpreted by the municipal housing system reform office.
Twenty-first the Trial Measures shall be implemented as of the date of promulgation.
Housing reform policy in Nanjing
In order to implement the spirit of the Notice of the General Office of the Provincial Government on Adjusting the Opinions on Housing Reform (Su Zhengban [2000] No.54) and the Implementation Plan for Further Deepening the Housing System Reform in Ning City (Ning Zi [1998] No.278), the relevant policies on housing reform in 2000 are now adjusted as follows:
I. Adjustment of the deposit ratio and base of housing provident fund
The deposit ratio of housing provident fund is raised by one percentage point, that is, the deposit ratio of units and employees is adjusted from 6% to 7%. Conditional ministries, provincial units and municipal and below qualified enterprises can be adjusted to 8% with the approval of the Municipal Housing Reform Office. The contribution ratio of foreign-funded enterprises, units and employees remains at 10%. The poor enterprises can maintain the original deposit ratio of 6% after the application by the legal representative, discussion and approval by the workers' congress, approval by the higher authorities and approval by the Municipal Housing Reform Office, but the deposit base still needs to be adjusted.
The deposit base is paid according to the average monthly salary of employees in 1999. If the average monthly wage exceeds 2,000 yuan, it shall be calculated according to 2,000 yuan, and if it is lower than the monthly minimum wage in 390 yuan, it shall be calculated according to 390 yuan. If the adjusted deposit amount is lower than the current deposit amount, it shall be paid according to the current deposit amount in principle.
1998 12 1 After that, the housing subsidy for new employees will be implemented in the form of increasing the housing accumulation fund paid by the unit, that is, the accumulation fund paid by the unit for new employees consists of two parts: the accumulation fund paid by the unit and the housing subsidy. Its operation is temporarily implemented according to the original regulations.
The housing provident fund and housing subsidies paid by financial institutions for "new employees" must be included in the fiscal budget of the government at the same level in all districts and counties of the city.
Second, about the public? There is housing rent adjustment
The rent per square meter of first-class brick-concrete public houses is adjusted from 1.60 yuan to 2.00 yuan, and the rent of second-class brick-concrete public houses is adjusted from 1.36 yuan to 1.70 yuan. According to the regulations of the municipal government, the rent per square meter of unsold public houses is adjusted from brick-concrete first-class 1.45 yuan to 1.55 yuan, brick-concrete second-class 1.24 yuan to 1.32 yuan, and brick-wood third-class 1.06 yuan to1. 2.5% of the rental subsidy ratio will not be adjusted, and the subsidy base will be based on the average monthly salary of employees (1999) or monthly retirement salary.
For employees who have gone through the retirement formalities before June 30, 2000, families of employees who have social relief households (objects) identified by the civil affairs department, families of employees who have no job preferential treatment households (objects) and living security lines, and families of poor employees in poor enterprises identified by the Municipal Federation of Trade Unions, the rent reduction and exemption policy is still implemented according to document Ning [1998] 278 of the municipal government.
Three, about the sale of public housing
The cost price of selling the first-class public houses with reinforced concrete and brick masonry is 850 yuan per square meter of construction area, and the second-class public houses with brick masonry are 770 yuan. Cancel the existing housing discount and one-time payment discount. The rest of the policies are still implemented according to the document [1998] No.278 issued by the municipal government.
Further expand the scope and object of selling houses. All units except courtyard and villa housing; Housing inseparable from the office, scientific research and teaching areas of party and government organs, scientific research institutes and educational institutions; Historic housing; Seriously damaged houses and dangerous houses; And other houses that are not suitable for sale as stipulated by the municipal government shall be sold to current tenants who meet the purchase conditions and are willing to purchase houses (including employees who have been transferred from their units with the approval of the organization and tenants who have obtained the lease right according to law). In particular, state-owned enterprises and institutions should focus on the widows and survivors of their employees who have no other housing, as well as the sale of existing housing for employees of other units of bankrupt enterprises.
Fourth, about the monetization of housing distribution.
1998 1130 days ago, the standard of housing allowance area, amount and length of service for "old employees" who joined the work, and the monthly housing allowance ratio for "new employees" who joined the work in February19981later will not be adjusted.
V. 1998 The housing reform policy was implemented until June 30, 2000, and the notice on the adjustment of housing reform policy in 2000 was issued on July 0, 2000.
Six, municipal five counties to according to the general office of the provincial government Su Zhengban made [2000] No.54 document and the spirit of this notice, carefully formulate implementation opinions, and report to the provincial and municipal housing reform office for the record.
The above is the housing reform policy introduced by Bian Xiao, hoping to help you. For more information on housing reform policy, please continue to pay attention to the renovation of Tubatu School.