1, loan application conditions

Students applying for loans should meet the following conditions:

Have People's Republic of China (PRC) nationality;

Honest and trustworthy, law-abiding;

Freshmen or college students who have been formally admitted to full-time undergraduate colleges, higher vocational schools and junior colleges (including private colleges and independent colleges) that have been officially approved by the state to establish and implement higher education, and have obtained a true, legal and effective admission notice;

Students' pre-school household registration and their parents' (or other legal guardians') household registration should be in counties (cities, districts).

Students' families applying for loans shall meet one of the following conditions:

Rural and urban low-income families determined by local governments at all levels;

Families receiving social assistance and welfare (such as orphans and disabled families);

Single-parent families with no stable income;

The deterioration of family economic situation (such as the impact of natural disasters, injuries, disabilities, diseases and deaths of family members as the main source of labor, etc.). ) and there is no other source of income;

Other families with special difficulties whose income is not enough to pay the basic expenses for students to complete their studies during school.

2. Loan application

Students' online applications are reviewed by village committees (neighborhood committees) and township (town) governments (street offices) step by step, and freshmen's qualifications are uniformly reviewed by schools. According to the provincial indicators, the Student Financial Assistance Management Center of the Student County will sign a loan contract in the Student Financial Assistance Management Center of the Education Bureau from August to September.

3. Loan approval and issuance After the provincial branches of the Development Bank summarize and approve the loan contract, the loan funds will be transferred to the borrower's university account according to the approval results.