Mortgage loan refers to a kind of credit behavior in which the applicant applies for a loan from the bank to pay the house price for the purpose of buying a house, and then repays the loan to the bank in stages according to a certain number of years, and the bank charges interest at the same time.

For mortgage loan, you need to provide the borrower's ID card, household registration book, marriage certificate, income certificate and bank account number (if you are married, you need to provide the information of both husband and wife). The cost of a new house is generally around 1 ,000 yuan, and the loan amount is subject to the second-hand house.