There are many types of car loans, and the calculation methods of total repayment amount of different types are different. Here, I will introduce several main ways of car loan to you. 1. Worry-free Smart Loan: 50% of this loan will be repaid at the end of the loan period. At the end of the loan period, there are three options: paying off the balance in full; Apply for extension 12 months; Used car replacement. 2. Smart loan: This repayment method divides the loan into two parts, which are returned in the first and last installment respectively. At the end of the loan period, there are three options: paying off the wisdom balance in full; Apply for extension 12 months; Used car replacement. 3. Equal repayment: If you apply for this loan method, the repayment amount of each installment is the same within the loan period. According to customers' personal qualifications and the cars they buy, we will provide a loan scheme specially designed for them.